Risk & Compliance

06 Jan 26 @ 13:53

Speed has become the defining feature of modern payments. Real-time rails now move money in milliseconds rather than hours, reshaping customer expectations and competitive dynamics across banking and fintech. Yet... read more

12 Jun 25 @ 11:02

New research has laid bare the financial and reputational costs of payment system failures across the UK’s retail and hospitality sectors, with payment outages now responsible for a staggering £1.6... read more

07 Apr 25 @ 13:13

Recent research from McKinsey & Co has highlighted the tech spending trap for banks[1]. Currently, banks spend up to 70 cents in every dollar maintaining legacy systems, meaning they are... read more

17 Feb 25 @ 12:25

There are times when any Procurement Manager might feel in need of a refreshing walk in the woods. On the one hand, your job requires you to accurately monitor the... read more

05 Nov 24 @ 10:20

The era of quantum computing is rapidly approaching, and its impact on the payments industry is poised to be transformative. As quantum technology advances, it offers unparalleled computational power, introducing... read more

30 Oct 24 @ 12:01

When Goldman Sachs and Apple launched the Apple Card in 2019, they promised to deliver a new kind of credit card experience. Both companies, however, were new to consumer finance,... read more

30 Oct 24 @ 09:08

Global economies can save $3.13 trillion by using AI to detect and prevent money laundering and terrorist financing, which costs trillions of dollars annually, according to the inaugural Napier AI /... read more

29 Oct 24 @ 15:37

Project Mandala, developed by the BIS Innovation Hub, is a compliance solution targeting the complexities of cross-border payments for both commercial and central banks. In its recent report on the... read more

17 Oct 24 @ 12:30

Our first article in this series established the huge growth today in global instant payments both domestically and across borders. Below, we examine the challenges this creates for banks struggling... read more

11 Sep 24 @ 11:29

A new report from financial software leaders Tietoevry Banking reveals that most European banks are now engaged in card systems modernisation by migrating their card management platforms away from legacy technologies... read more

20 May 24 @ 14:10

The European Central Bank (ECB) is urging European banks with operations in Russia to withdraw as quickly as they can for two reasons: 1) they could be hit by US... read more

30 Jan 24 @ 19:14

The Real-Time Gross Settlement (RTGS) system is ushering in a new era of efficiency, security and immediacy within the payments landscape. Organisations working towards the mandated November 2025 deadline must... read more