Real-Time Payments

Showing Latest Real-Time Payments

Real-time payments fraud: Myths and the path to wider adoption

12 Sep 25 @ 14:19

Real-time payments have long been heralded as the future of money movement in the US and many other global markets. With the RTP network from The Clearing House and the... read more

The changing face of international payments: Towards a real-time

13 Aug 25 @ 09:00

By the end of this decade, the global payments ecosystem will look markedly different. Real-time processing, cross-border interoperability, and blockchain-enabled innovations are set to reshape the way money moves around... read more

Stripe acquires Orum to strengthen real-time payments capabilities

25 Jul 25 @ 07:11

Stripe has made a strategic move to deepen its footprint in real-time payments by acquiring Orum, a US-based payments API specialist. The terms of the deal have not been disclosed,... read more

H2 2025: Five global trends reshaping the future of banking

22 Jul 25 @ 12:43

As we pass the halfway point of 2025, the global banking and fintech sectors (as ever) find themselves in a state of transformation. The first two quarters have been punctuated... read more

Real-time payments demand real-time fee intelligence

22 Jul 25 @ 12:23

As Real-time payments edge closer to becoming the global norm, many acquirers and payment service providers (PSPs) remain mired in antiquated settlement models. While consumers enjoy seamless, real-time transaction experiences,... read more

Why legacy systems are holding back Pay by Bank’s promise

04 Jul 25 @ 12:39

As real-time payments and account-to-account (A2A) transfers gain global traction, the rise of Pay by Bank is emerging as a transformative force in payments. Yet its potential is threatened by... read more

AI-led fee and interchange strategies could save PSPs millions

03 Jul 25 @ 14:23

A new white paper from global banking infrastructure innovators RS2 says that acquirers and PSPs could add value for their clients and save themselves – and their clients – millions.... read more

UK consumers lag behind Europe in embracing real-time payments

20 Jun 25 @ 07:40

Despite the growing availability of real-time payment (RTP) systems in the UK, British consumers are less inclined than their European counterparts to both use and trust these instant digital transactions.... read more

The case for multi‑rail real‑time payments: A strategic imperative

17 Jun 25 @ 12:22

As real‑time payments become the new norm, financial institutions are increasingly adopting multi‑rail strategies to support both the RTP network and the Federal Reserve’s FedNow Service. A new report shows... read more

Sweden 2025: At the pinnacle of digital payments innovation

16 Jun 25 @ 16:56

In 2025, Sweden stands as a global exemplar of cashless transformation. According to the Payments Yearbooks’ Sweden 2025 profile, the Swedish payments market has undergone near‑complete digitalisation, with consumers and... read more

BofA leverage new $10 million limit to expand real-time payments

11 Jun 25 @ 16:06

In a significant evolution for real-time payments (RTP) in the US, Bank of America (BofA) clients are embracing a newly increased $10 million transaction limit – 10x the previous cap... read more

Europe’s banks confront the cost of SEPA Instant Payments

27 May 25 @ 10:20

The concept of “banking hours” is rapidly becoming obsolete. From late nights to public holidays, payments in Europe are poised to become truly non-stop. By October 2025, the EU’s SEPA... read more

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RBC and BMO sell Moneris to Francisco Partners for C$2bn

13 Aug 26 @ 15:19

Royal Bank of Canada and Bank of Montreal have agreed to sell their jointly owned payments processor Moneris to private equity group Francisco Partners in a C$2... more

TerraPay and Deutsche Bank expand cross-border payments

20 Aug 26 @ 16:26

TerraPay has struck a collaboration with Deutsche Bank designed to strengthen its global settlement infrastructure and improve the speed and reliability of cros... more

Wero delays Luxembourg launch to strengthen market readiness

10 Aug 26 @ 20:40

The European Payments Initiative (EPI) has postponed the launch of its Wero digital wallet in Luxembourg until 1 September 2026, pushing back its original June ... more