PSD3

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Pay by Bank – The future of Europe’s payment sovereignty

28 Jan 26 @ 22:23

Europe’s strategic autonomy debate has expanded far beyond defence and energy. As policymakers increasingly recognise, control over everyday payment systems has become a matter of economic sovereignty. As MEP Aurore... read more

Understanding PSD3 and its impact on payments, innovation and offshore financial strategies

21 Jul 25 @ 18:03

The European digital finance landscape is experiencing yet another fundamental shift with the soon-to-be-released third Payment Services Directive or PSD3. Concentrating on improving consumer protection, refining Open Banking rules and... read more

The state of payments authentication, regulation and compliance around the world

28 Oct 24 @ 17:47

The Global Payments Report 2025 by Ravelin offers a comprehensive overview of the evolving regulatory landscape in payments, highlighting significant developments in authentication, compliance, and fraud prevention worldwide. The report... read more

The Czech payments landscape – A detailed analysis

04 Oct 24 @ 11:49

As Czechia strides towards 2025, its payments landscape is marked by significant shifts and advancements. The convergence of traditional banking systems with innovative digital solutions is driving a new era... read more

PSD3 and PSR: The future payments landscape in Europe

03 Oct 24 @ 15:47

The European Commission’s payments landscape is evolving once again with the introduction of PSD3 (Payments Services Directive 3) and the new Payments Services Regulation (PSR). Building on the foundation of... read more

The Polish payments landscape – A detailed analysis

19 Sep 24 @ 12:49

Poland has emerged as a pioneering force in Europe’s evolving payments landscape, thanks to its early adoption of contactless payments, widespread use of mobile banking, and the rise of innovative... read more

The Italian payments landscape – A detailed analysis

15 Aug 24 @ 14:45

The Italian payments market is undergoing a profound transformation driven by technological advancements and evolving consumer behaviours. As we move through 2024, the Italian market is seeing significant shifts towards... read more

E-commerce and POS proliferate, cash and crypto bring up the rear

09 Aug 24 @ 13:11

Payments Cards & Mobile’s exclusive annual review of payments data from the Digital & Card Payments Yearbooks, covering the 33 European Economic Area (EEA) countries (27 member states plus UK,... read more

Get on your marks for PSD3, PSR and FIDA

22 Apr 24 @ 12:51

As the clock ticks down to new regulations that will change the face of Open Banking, data access, and security, Alex Reddish, Managing Director of Tribe Payments, takes a deep dive... read more

PSD3 is well intentioned, but can it work?

07 Nov 23 @ 12:31

On 28 June, the European Commission published plans for its third payment services directive (PSD3), the successor to 2018’s PSD2. While these plans seem sound enough, questions remain over both... read more

What do the PSD3 and PSR mean for the payments sector?

06 Oct 23 @ 13:44

On June 28, 2023, the European Commission (EC) published a set of new legislative proposals, notably for a Third Payment Services Directive (PSD3) and a Payment Services Regulation (PSR). It... read more

PSD3: 4 real problems addressed – 1 big opportunity missed

10 Aug 23 @ 11:00

Now that the first draft of the proposed PSD3 regulation has been released, there is a significant amount of interest in data sharing between banks and third-party organisations. PSD3, in... read more

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Revolut Pay positions itself for Agentic Commerce

19 Jan 26 @ 18:02

Revolut Pay is making an early and deliberate move into agentic commerce, becoming one of the first EU-based payment methods compatible with Google’s Agent Pa... more

Stablecoin cards quietly cross a payments milestone

19 Jan 26 @ 17:51

Global stablecoin card payments have reached a notable inflection point. Monthly transaction volumes climbed to around $1.5 billion in August, up from roughly $... more

Copilot Checkout signals Microsoft’s push into agentic commerce

12 Jan 26 @ 17:59

Microsoft has taken a decisive step towards embedding agentic commerce directly into generative AI, partnering with PayPal, Stripe and Shopify to launch Copilot... more