PSD2

Showing Latest PSD2

Western & Central Europe: Current economic and e-commerce trends

13 Jun 19 @ 15:22

After years of low inflation making the exports of some euro members uncompetitive, inflation in the eurozone finally hit the ECB’s (European Central Bank) 2% target in 2018. Despite some... read more

European financial institutions see Open Banking as the biggest current threat

29 May 19 @ 15:48

Open Banking was launched to spur innovation in the financial services industry and create a better deal for consumers. But new research reveals that European financial institutions still have significant... read more

Study: 1 in 10 banks will disappear over the next 5 years

21 May 19 @ 11:09

A ten-year study has found that the profit of European retail banks/divisions is at an all-time high, driven by a positive economic environment and lower risks (risk costs relative to... read more

Consumers demand, but are wary of, new banking technology

15 May 19 @ 11:35

While consumers expect their banks to ensure that the latest banking technology is available, their rate of adoption does not necessarily meet the rate of innovation. Nearly a third (30%)... read more

Fraud & friction: Is the payments market ready for SCA

25 Apr 19 @ 08:59

The combat against fraud was an important and recurring topic at the recent MPE, and not without reason. Card-not-present (CNP) fraud remains a focal point of attention for merchants and... read more

Cars the star: Connected cars sought after by consumers

24 Apr 19 @ 12:15

Car makers, Big Tech and suppliers are all jostling to own customer relationships and data in the era of the connected car. Sound familiar? Everything is miscellaneous but somehow connected.... read more

Infograph: One in five payments are lost through 3D Secure

16 Apr 19 @ 10:57

Analysis by Ravelin of millions of global business transactions reveals 22% of payments are lost when authenticated using 3D Secure. Improved user experience alone won’t cut it – online sellers... read more

Varying regulation between regions hampers innovation

02 Apr 19 @ 15:17

Different approaches to the regulation of new payments technologies is creating confusion and uncertainty for payments companies and consumers within different regions and between countries. This uncertainty risks impeding innovation... read more

Retailers and instant payments – Lessons from India and beyond

02 Apr 19 @ 10:27

65% of merchants want to accept instant payments. That’s because they know the customer experience (CX) benefits will drive growth for their business, and they recognise that this payment type... read more

Why so many banks missed PSD2 deadline and what are the consequences

25 Mar 19 @ 10:13

One of the two biggest PSD2 deadlines mandated has been and gone without without anybody really raising an eyebrow. More importantly, March 14 passed without the compliance of 41% of... read more

EBA PSD2 register of payment and electronic money institutions

19 Mar 19 @ 13:45

The European Banking Authority (EBA) has launched a central electronic register under the Payments Services Directive (PSD2). The register will provide information on several thousand payment and electronic money institutions... read more

60% of consumers willing to share significant personal data with Banks for lower pricing

18 Mar 19 @ 13:32

Nearly six in ten consumers would be willing to share significant personal data, such as location data and lifestyle information, with their bank and insurer in exchange for lower pricing... read more

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Thunes links stablecoin payouts to the Swift banking network

26 Mar 26 @ 19:08

Thunes is attempting to narrow one of the most persistent divides in modern payments: the gap between traditional banking infrastructure and the digital asset e... more

Visa targets dispute costs with new AI tools for merchants and banks

02 Apr 26 @ 18:44

Visa is stepping up its effort to modernise one of the most cumbersome parts of the payments chain, launching a suite of artificial intelligence-powered dispute... more

Swift moves from concept to execution with Blockchain

02 Apr 26 @ 18:44

Swift is moving its blockchain-based shared ledger from design theory into practical deployment, marking a notable moment in the evolution of institutional cros... more