PSD2

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Digital and Card Payments Yearbooks Interview: European Payments in 2021

18 Mar 21 @ 16:47

Amid rising hype about mobile wallets, P2P FinTech challengers and QR-code payments, this year’s Digital and Card Payments Yearbooks show a card segment in robust health, with business growing strongly.... read more

EPSM advocates a gradual SCA ramp up as of January 2021

03 Dec 20 @ 09:55

At the end of this year, the transitional exemption on PSD2-SCA for e-commerce card payments will end. EPSM, the European trade association representing the interests of payment service providers for... read more

SCA: Secure multi-factor authentication for online banking and payments

03 Dec 20 @ 09:00

Since September 2019, PSD2 RTS for Strong Customer Authentication (SCA) applies in the European Union. This revised Payment Services Directive makes SCA mandatory for banks and any sensitive operations, with... read more

What’s new in the new retail payments strategy for the EU?

09 Nov 20 @ 17:18

The Single Euro Payments Area (SEPA) initiative has been a key enabler for the integration of the retail payments market in the European Union: the development of Credit Transfer (SCT) and Direct... read more

Research note: The economic impact of SCA on e-commerce in Europe

24 Sep 20 @ 15:53

In a new report by CMSPI it calculates that €108 billion worth of online sales are at risk across Europe in 2021, as a direct result of the Strong Customer... read more

Everything you need to know about eIDAS for Open Banking

11 Sep 20 @ 12:08

For those less familiar, the Electronic Identification, Authentication and Trust Services, or the eIDAS system as it is more commonly known, came into effect on 1st July 2016, with Regulation (EU) 910/2014 on electronic identification... read more

ibanXS expands banking coverage to over 1400 banks

01 Sep 20 @ 10:11

ibanXS, the cloud-based platform delivering PSD2 access to any European bank for Payment Initiation and Account Information services, is now connected with over 1,400 European banks. Through this network, ibanXS... read more

Global Payment Regulation & Authentication Report

25 Jun 20 @ 12:25

Ravelin has released an update to its Global Payment Regulation & Authentication Report, with analysis of billions of transactions during Q1 2020. In the run up to the original PSD2... read more

Unlocking Open Banking: Customer loyalty through payment initiation services

17 Jun 20 @ 09:00

There’s been a lot of hype about Open Banking since the advent of the EU’s second Payment Services Directive (PSD2) in 2018. The aim is to promote the development of... read more

World FinTech Report 2020: FinTech collaboration even-more essential for banks

22 Apr 20 @ 12:55

The financial services industry has been dealing with the impact of Open Banking since the inaugural World FinTech Report in 2017. Fast forward to the World FinTech Report 2020 and... read more

Open Banking trends in Europe 2020 – PSD2’s impact on payment services

30 Mar 20 @ 10:25

The adoption of the revised Payment Services Directive, PSD2, in January 2018 first set the stage for Open Banking in Europe. Since that time, Europe has had a unique legal... read more

Global Payments Report: EMEA payment trends

05 Mar 20 @ 17:00

It’s one of the largest and most diverse regions on the planet. Nearly 2,000 native languages are spoken. Europe, the Middle East, and Africa is a designation that eludes simple... read more

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RBC and BMO sell Moneris to Francisco Partners for C$2bn

13 Aug 26 @ 15:19

Royal Bank of Canada and Bank of Montreal have agreed to sell their jointly owned payments processor Moneris to private equity group Francisco Partners in a C$2... more

TerraPay and Deutsche Bank expand cross-border payments

20 Aug 26 @ 16:26

TerraPay has struck a collaboration with Deutsche Bank designed to strengthen its global settlement infrastructure and improve the speed and reliability of cros... more

Wero delays Luxembourg launch to strengthen market readiness

10 Aug 26 @ 20:40

The European Payments Initiative (EPI) has postponed the launch of its Wero digital wallet in Luxembourg until 1 September 2026, pushing back its original June ... more