PSD2

18 Nov 22 @ 12:57

Nearly half (43%) of all large financial institutions have already adopted Open Banking according to a new report from API-driven identity management company Curity. The Facilitating the Future of Open... read more

17 Oct 22 @ 16:04

As implementation of the EU’s Strong Customer Authentication (SCA) moves from a “soft” to “hard” state – that is, with liability transferring to those merchants that don’t employ SCA –... read more

23 Aug 22 @ 15:31

Request to Pay (R2P) is a hot industry buzzword. While still in its infancy, Request to Pay promises greater control and faster settlement for consumers and businesses alike. Payments Cards... read more

28 Jun 22 @ 16:27

It’s been two months since PSD2 enforcement started in the UK, and we have taken a look at data from merchants to see what patterns are emerging and what we... read more

08 Jun 22 @ 18:58

Online marketplaces may be the greatest business success story of the last twenty years. Perhaps the most well known are Amazon – revenue $477 billion last year, up 14% –... read more

25 Apr 22 @ 13:08

It’s been a year since every merchant across France, Germany, Italy and Spain — the EEA’s largest digital commerce markets — started complying with PSD2, but has enforcement reduced fraud... read more

17 Mar 22 @ 17:10

Open Banking got started back in 2018 thanks to ground-breaking regulations (PSD2), that gave consumers the right to access their bank account data using third parties called account information services providers... read more

08 Feb 22 @ 10:49

Remote and contactless payments popularity with consumers grew during the pandemic, which is prompting the need for a robust digital identity infrastructure in the Payments 4.X era.1 In the connected... read more

04 Feb 22 @ 16:12

The 2021-2022 Digital and Card Payment Yearbooks from Payments Cards & Mobile suggest payment card use may be starting to decline, to be replaced by digital wallets, direct-to-account payments and... read more

02 Feb 22 @ 10:25

At its 24 November 2021 meeting, the EPC Board accepted the Euro Retail Payments Board’s (ERP) invitation to act as Scheme Manager for a new SEPA Payment Account Access (SPAA)... read more

13 Jan 22 @ 09:19

January 13th marks the fourth anniversary of the Payments Services Directive 2 (PSD2) * making Open Banking a regulatory requirement in the UK. Open Banking (OB) was mandated by the... read more

03 Dec 21 @ 08:47

With a tiny population of just under 3 million, few could have predicted Lithuania would become a hotbed of FinTech innovation. Since the UK’s withdrawal from the European Union, however,... read more