POS Terminals

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Complaints against BNPL firms increase 36%

21 Feb 23 @ 11:18

Complaints to the Financial Ombudsman Service against BNPL firms have jumped 36% over the last three years, highlighting the need to speed up and implement robust regulation of the Buy... read more

Feature: Easy as PSD 1… 2… 3…or is it?

17 Feb 23 @ 18:15

The EU’s second payment services directive (PSD2) included revolutionary concepts – but also accusations of adding friction for consumers. With the European Commission having closed its public consultation on PSD3,... read more

The security of card payments in a post quantum computers world

17 Feb 23 @ 18:04

Quantum computers have the potential to break cryptographic schemes, such as Rivest–Shamir–Adleman (RSA) and Elliptic Curve Cryptography (ECC); these are used in EMV card payment systems for offline authentication to... read more

Europe’s EPI: EPIc fail in the making?

14 Feb 23 @ 18:56

The European Payments Initiative (EPI), launched to some fanfare in 2020, was supposed to offer a payments solution “catering and corresponding to European needs.” But as the EPI’s scope changes... read more

SPACE study: How do Europeans pay and want to pay?

07 Feb 23 @ 18:08

Digitalisation has changed, and will continue to change, the way people make payments. Today’s payment options are in some ways unrecognisable from what was available a decade ago. Using a... read more

Feature: The European payments landscape for 2023

06 Feb 23 @ 18:24

Payments Cards & Mobile’s exclusive annual review of European payments data from 33 European countries confirms the growth of online payments versus in-person, as well as the dominance of debit... read more

Chargeback and friendly fraud at crisis levels for retailers

27 Jan 23 @ 11:46

Credit card chargeback is reaching crisis levels for retailers on both sides of the Atlantic, according to a survey of US and UK consumers. Two-thirds of US shoppers and 44%... read more

Ingenico and Fujitsu unveil palm vein identification for in-store commerce

25 Jan 23 @ 19:14

Ingenico and Fujitsu Frontech have unveiled the world’s most “secure, accurate and seamless biometric payment solution” based on palm vein identification. Designed on Ingenico’s AXIUM range, its Android payment terminals,... read more

ECB study: Cash most frequently used at POS – e-payments volume grows further

10 Jan 23 @ 10:43

Cash is still the most frequently used means of payment at POS, but its share is declining according to the latest study on the payment attitudes of consumers in the... read more

Santander launches B2B BNPL platform

09 Jan 23 @ 17:00

Santander says it is set to launch a B2B (business-to-business) BNPL service aimed at the corporate sector. In what Santander claims to be the first of its kind, its corporate... read more

The future of UK consumer payments – no CBDC?

04 Jan 23 @ 09:00

A new forecast from UK Finance predicts that debit cards will be the overwhelming favourite way for UK consumers to pay in ten years’ time. It also forecasts the decline... read more

New white paper: How acquirers can solve the payments puzzle

03 Jan 23 @ 12:28

A new white paper from Tribe Payments outlines the huge opportunities for acquirers in the digital economy. In the last 10 years, the way consumers pay has changed beyond all... read more

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Major UK Banks unite to develop digital verification service

30 Jun 26 @ 07:05

Barclays, HSBC, Lloyds Banking Group, Nationwide Building Society, NatWest Group and Santander UK are working with UK Finance in the development of a voluntary ... more

Legacy infrastructure leaves Banks unprepared for real-time

06 Jul 26 @ 20:34

European banks risk falling behind in the race towards real-time payments and faster securities settlement unless they accelerate investment in automation and m... more

Visa expands AI and Cybersecurity strategy in Europe

07 Jul 26 @ 19:13

Visa has unveiled a new cybersecurity platform designed to help financial institutions identify threats before they develop into fraud, while simultaneously rev... more