Mobile Banking

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Could Revolut be the next Wirecard?

03 Mar 23 @ 17:38

Just days after announcing that it is at the “finish line” of winning a UK banking licence, and accounts revealed its first annual profit, Revolut could be in serious trouble.... read more

Nordic banking 2023: challenge and opportunity in changing times

28 Feb 23 @ 11:52

As banks look to transform their business for a digital future, high inflation and low economic growth are making investment decisions difficult. Nonetheless, opportunities exist to deliver customer value and... read more

International digital remittance to hit 2 billion transactions by 2027

21 Feb 23 @ 17:57

A new study has found the total volume of international digital remittances will exceed 2 billion globally in 2027, from just over 1.1 billion in 2022. It predicts this growth will... read more

Q&A: 2023 in payments – digital wallets, SoftPOS and CBDCs

14 Feb 23 @ 17:09

The last year saw substantial change for consumer payments. BNPL (Buy Now, Pay Later), mobile payments and SoftPOS entered the mainstream, while CBDCs took another major step forward. But what’s... read more

Mobile money: How to understand and promote regular activity

08 Feb 23 @ 18:34

Surpassing 1.35 billion accounts in 2021, mobile money has now established itself as the key to financial inclusion in low- and middle-income countries (LMICs). However, off these, only 26% of accounts... read more

SPACE study: How do Europeans pay and want to pay?

07 Feb 23 @ 18:08

Digitalisation has changed, and will continue to change, the way people make payments. Today’s payment options are in some ways unrecognisable from what was available a decade ago. Using a... read more

Four steps to delivering complex digital transformation projects in fast-changing environments

07 Feb 23 @ 14:37

The rate of change in the business world is increasing exponentially. Disruptive companies are upending whole industries by introducing new technologies and business models quickly copied and adopted by their... read more

Feature: The European payments landscape for 2023

06 Feb 23 @ 18:24

Payments Cards & Mobile’s exclusive annual review of European payments data from 33 European countries confirms the growth of online payments versus in-person, as well as the dominance of debit... read more

US Banks toughen competition in digital wallet race

24 Jan 23 @ 14:57

That consumers are turning to digital wallets at an increasingly faster pace is no major headline. However, the losses that the move could cause banks is definitely a painful awakening... read more

DBX: The Digital Banking Experience Report

23 Jan 23 @ 17:09

Sopra Steria has revealed the results of its Digital Banking Experience Report (DBX) For the second year running, IPSOS and Forrester assessed banks’ digital maturity and ability to keep pace... read more

Nigeria’s payments opportunity may be slow in coming – but will be huge

19 Jan 23 @ 11:00

Nigeria’s mobile-payments transactions are growing at one of the fastest rates in the region, with the sector looking set to dominate the future of payments here, according to a brand-new... read more

51% of European businesses believe BaaS will replace traditional banking

19 Jan 23 @ 09:56

Over half of European business leaders expect Banking-as-a-Service (BaaS) to make traditional banking obsolete, according to new research from Vodeno/Aion. The report – Banking-as-a-Service 2.0: Why Embedded Finance will make its... read more

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Visa turns the card into an identity credential

12 May 26 @ 15:44

Visa has launched a new tap-based authentication technology that could reshape how banks verify customers in mobile banking environments. [caption id="atta... more

Bank of England Warns DLT Complexity in Settlements

18 May 26 @ 17:07

The Bank of England has found that distributed ledger technology could improve aspects of wholesale payments and settlement, but only at the cost of significant... more

E-commerce payments enter the age of managed complexity

11 May 26 @ 19:54

The global e-commerce payments market is no longer simply a story of digital adoption. It is becoming a test of operational control. [caption id="attachmen... more