Mobile Banking

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50% of US population uses mobile banking

23 May 16 @ 13:10

Half of the US adult population now uses mobile banking on smartphones and tablets, which is 29 million more than last year. This dramatic shift in consumers’ channel preferences puts pressure... read more

Why banks must rethink their attitudes to disruption

23 May 16 @ 12:33

The last decade has seen most of us decisively change both our online behaviour and our consumption of digital services. When, for example, did you last open a laptop to... read more

The future of digital payments

19 May 16 @ 10:53

Advancements in digital technology continued to shape the payments industry in 2015 as mobile, online and other digital forms of digital payments moved into the mainstream. From mass transit to... read more

Digital banking demands new technologies – and new vendors

05 May 16 @ 11:14

Banks face intense pressure to increase efficiencies and reduce costs while delivering next-generation digital banking services; however, incumbent application vendors have been slow to respond to new requirements, according to... read more

UK closing US lead on FinTech investment in PayTech

05 May 16 @ 10:45

The UK’s payment technology, or PayTech, sector is booming and closing the gap on the US, its closest rival, according to research from the Emerging Payments Association (EPA), sponsored by... read more

UK consumers expect mobile payments

29 Apr 16 @ 15:23

The days of carrying cash are numbered according to a new study into the habits of UK consumers, with mobile payments set to be our main form of payment within... read more

DBS launches mobile-only bank

26 Apr 16 @ 09:37

Singapore’s DBS bank has decided to go for the mass-market retail customers and has launched a mobile-only bank. The bank say the product will be completely paperless and branchless and will allow customers to... read more

Orange set to launch Orange Bank after Groupama Banque acquisition

22 Apr 16 @ 14:29

Orange and Groupama have signed an agreement that aims to enable the development of Orange Bank, a 100% mobile banking service. This agreement concludes the exclusive discussions that have been ongoing... read more

First mobile HCE payment solution deployed in Bulgaria

20 Apr 16 @ 13:54

First Investment Bank AD (Fibank) of Bulgaria is the first bank in the region launch a mobile HCE payment card product, the mobile payment service is based on Host Card Emulation (HCE)... read more

India’s Unified Payments Interface (UPI) goes live

11 Apr 16 @ 15:12

A project from National Payments Corporation of India (NPCI), The Unified Payments Interface (UPI), goes live today, April 11. UPI is expected to bring about a significant shift in the way... read more

MePIN releases PSD2 authentication for non-smartphones

08 Apr 16 @ 08:18

MePIN has released a new addition to their universal authentication platform. MePIN now simplifies and secures the lives of banks, payment service providers and their legacy users, by allowing the service... read more

FinTech: Reinventing traditional banking

07 Apr 16 @ 13:31

Efma has published a new Efma Digest to highlight how FinTech is rapidly impacting on the range of services provided by retail banks, disrupting the traditional business model and introducing new customer... read more

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ECB brings Central Bank money to tokenised market

23 Sep 26 @ 14:34

The European Central Bank has taken a significant step towards integrating distributed ledger technology with Europe’s core financial infrastructure, launchin... more

Inside A7: How Russia built a parallel cross-border payments network

24 Sep 26 @ 16:29

Russia’s attempts to circumvent Western financial sanctions have developed into a sophisticated parallel payments architecture combining traditional banking, ... more

Global Banks set ground rules for Agentic Commerce as Fraud and Liability risks rise

27 Sep 26 @ 18:53

Six major banks have joined forces to establish principles for trusted agentic commerce, warning that the rapid adoption of AI shopping agents could outpace exi... more