Mobile Banking

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NatWest completes first ‘non-sweeping’ customer payments through VRP

26 May 22 @ 16:33

NatWest Group is the first UK bank to go beyond the requirement for banks to provide Variable Recurring Payments (VRP) for sweeping – the automatic transfer of money between two... read more

It’s time for banks to bring their “A” game to customer chat

25 May 22 @ 14:28

As the digital revolution has gathered pace over the last decade, banks have increasingly switched to a digital service model, with the latest research[1] suggesting two-thirds of Europeans are now... read more

Open Banking is forging a new era in European payments

24 May 22 @ 08:54

A new white paper from leading digital finance company Plaid says the advent of Open Banking will herald a revolution in payments. The paper explains the implications of this new era... read more

Open Banking growth accelerating around the world – except US

23 May 22 @ 16:23

New data from the UK’s Open Banking Implementation Entity (OBIE) shows products in-market and user numbers accelerating. Meanwhile, major European markets such as France and Germany are moving from strategy... read more

Interview: The future of banking is phygital

18 May 22 @ 12:19

Traditional banks and neobanks have complementary strengths. Phygital banking services combine the best of both worlds and create new, exciting customer experiences. Phygital services are considered “the next big thing”... read more

World Retail Banking Report 2022 – Data key to the future

17 May 22 @ 16:36

The competitive playing field for banks is evolving quickly, introducing agile new competitors and challenging traditional formulas for success. Customers, not products or business lines, are the centre point of... read more

The cool Nordics attract hot FinTech action

13 May 22 @ 10:40

With a combined population of 27 million digitally-savvy consumers, the Nordic region is rapidly becoming a FinTech hotspot. As the Yearbooks outline in detail, the frenetic buzz of activity around... read more

New payment types unlocking the potential of Latin America

10 May 22 @ 11:56

In a region where about half the population still doesn’t have a bank account, new payment types are unlocking the potential of the Latin American market for online merchants as... read more

QR code payments to hit $3 trillion globally by 2025

09 May 22 @ 13:34

A new study has predicted that the global spend using QR code payments will reach over $3 trillion by 2025; rising from $2.4 trillion in 2022. This growth of 25%... read more

Alternative Payments: Why are “Alt Pays” on the rise?

05 May 22 @ 10:00

As both Visa and Mastercard announce higher charges for e-commerce transactions and almost two-thirds of Europeans now bank online, it seems the popularity of alternative payment methods, or “alt-pays”, continues... read more

Interview: The rapid rise of Pix real-time payments in Brazil

04 May 22 @ 08:58

Two years ago, the Brazilian Central Bank decided to launch Pix, a real-time payment scheme that the bank developed, manages, operates, and owns. Since its launch, Pix has seen remarkable... read more

Interview: Joining the SEPA Request-to-Pay scheme (SRTP)

03 May 22 @ 09:29

Single Euro Payments Area (SEPA) Request-to-Pay (SRTP) is one of the most recent European Payments Council (EPC) schemes. Sami Karhunen, CEO of the first scheme participant, Pine & Cone Oy,... read more

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Swift launches new framework for cross-border payments

09 Mar 26 @ 14:45

SWIFT has introduced a new international payments framework aimed at significantly improving the speed, transparency and predictability of cross-border retail t... more

Credit’s next competitive frontier beyond top of wallet

12 Mar 26 @ 18:21

For years, the credit card industry has pursued a simple ambition: to become the card a consumer reaches for first. [caption id="attachment_52085" align="a... more

Visa tests the foundations of agentic payments in Europe

17 Mar 26 @ 15:03

Visa is moving to bring agentic commerce closer to commercial reality, launching a new programme with banks across the UK and Europe to test how artificial inte... more