M-Commerce

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A parallel payments data revolution to underpin digital payments

07 Dec 21 @ 09:00

US payments technology is currently lagging behind other regions with lengthy settlement delays, limited mobile money penetration and outdated data management processes. Just 10% of US consumers use mobile payments,... read more

Online businesses see checkout as a competitive advantage – consumers want more choice

06 Dec 21 @ 14:06

The COVID-19 pandemic saw the majority of online businesses (61%) accelerate their plans to upgrade the checkout as a direct result of them seeing consumer payments preferences changing (65%) and... read more

Payments and CX key to Open Banking as banks start to spend on infrastructure

02 Dec 21 @ 17:00

New research reveals an increase in spending among Europe’s financial executives, with 47% saying their Open Banking budgets have risen in 2021. This follows a challenging year in 2020, where... read more

QR codes set to make a quantum leap in consumer popularity

02 Dec 21 @ 10:35

Of the many payment innovations to surface in the past 20 years, the QR code is enjoying a resurgence, having once been viewed as a failed marketing gimmick that became... read more

BNPL usage soars but consumer sentiment on spending starts to slow

01 Dec 21 @ 17:20

With inflation surging, consumers’ financial optimism has taken a hit for a second quarter in a row, according to TransUnion’s latest Consumer Pulse study. In stark contrast to the renewed positivity seen... read more

The old acquiring model is dead – here’s what’s next…

01 Dec 21 @ 09:25

As in many other areas of life, COVID-19 has accelerated changes evident in merchant acquiring over the last five years. These changes go beyond the obvious, such as the shift... read more

Faster and secure payments with the new PSD2 payment initiation service

30 Nov 21 @ 16:02

The PSD2 enables more convenient, secure, faster and more affordable account-to-account payments in e-commerce and at the checkout in shops. One of the two new API-based PSD2 services, the Payment... read more

Smart POS systems like PAX are vital to Merchant Service Providers – but are they secure?

29 Nov 21 @ 18:09

The recent news that a US acquirer had raised concerns about PAX terminal security led a number of Merchant Service Providers’ (MSPs) to ask questions about their approach to next-generation... read more

How to make omni-channel stock management and payments work for you

29 Nov 21 @ 10:07

As we fast approach the peak Christmas period many experts are predicting that the global supply chain crisis is likely to get worse before it gets better. They point to... read more

In-vehicle payment transaction volumes to exceed 4.7 billion

26 Nov 21 @ 10:02

In-vehicle payments are those where payments are made via vehicle systems, without requiring use of a smartphone to process the transaction. As previously reported by Payments, Cards & Mobile the... read more

Ominous warning for European retailers facing a 350% increase in fraud

25 Nov 21 @ 17:18

As the holiday shopping season hits full stride, e-commerce retailers across Europe face a new era of fraud and malicious attacks spurred by a COVID-inspired transformation in e-commerce and a... read more

Digital commerce in Latin America expand 37% – Pix and wallets lead charge

25 Nov 21 @ 12:57

Latin America’s digital commerce market is expected to grow by 37% by the end of 2021 and expand at a double-digit pace across the region through 2025. Some of LatAm’s... read more

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Swift launches new framework for cross-border payments

09 Mar 26 @ 14:45

SWIFT has introduced a new international payments framework aimed at significantly improving the speed, transparency and predictability of cross-border retail t... more

Credit’s next competitive frontier beyond top of wallet

12 Mar 26 @ 18:21

For years, the credit card industry has pursued a simple ambition: to become the card a consumer reaches for first. [caption id="attachment_52085" align="a... more

Visa tests the foundations of agentic payments in Europe

17 Mar 26 @ 15:03

Visa is moving to bring agentic commerce closer to commercial reality, launching a new programme with banks across the UK and Europe to test how artificial inte... more