M-Commerce

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M-Pesa – 51 million users in 7 countries – turns 15

07 Mar 22 @ 10:45

Vodafone, and its African subsidiaries Vodacom and Safaricom, are today, marking the 15th anniversary of M-Pesa, the service launched in March 2007 to enable money transfers between people using 2G... read more

SCA adoption in the UK is still a problem – can it be fixed?

04 Mar 22 @ 12:57

As the fourth anniversary of PSD2 comes and goes, it’s time to reflect on the success of some of its provisions. Strong Customer Authentication (SCA) was introduced across the EU... read more

EU watchdog calls for fresh and fast regulation on digital finance

03 Mar 22 @ 12:42

According to European regulators, rapid action is needed to update how cross-border digital finance services are scrutinised within the region and consumers are protected as the sector becomes digitalised with... read more

Report: Mobile wallet and the rise of the Super App

02 Mar 22 @ 12:26

The mobile wallet industry has seen significant advances in the last decade, changing the way people manage and spend their money, and the tasks that these wallets can perform have... read more

80% of US consumers now use digital payments

28 Feb 22 @ 10:51

More than 80% of Americans used some form of digital payments in 2021, continuing a long-standing trend. The findings of McKinsey’s 2021 Digital Payments Consumer Survey – an ongoing research... read more

Klarna posts another round of mega losses

28 Feb 22 @ 10:00

Klarna has announced that its H2 2021 net loss widened as it continues to launch new products and services like its physical card, expand into new markets and make acquisitions.... read more

What will the metaverse mean for digital commerce?

21 Feb 22 @ 10:51

Following the 28 October 2021 announcement that Facebook will be renamed ‘Meta’, the term ‘metaverse’ has truly come out from the back room, where the gamer is consumed by games such... read more

Digital ID infrastructure is key as payments become transparent

08 Feb 22 @ 10:49

Remote and contactless payments popularity with consumers grew during the pandemic, which is prompting the need for a robust digital identity infrastructure in the Payments 4.X era.1 In the connected... read more

Half of the world’s population will use mobile wallets by 2025

07 Feb 22 @ 15:00

In 2019, mobile wallets overtook credit cards to become the most widely used payment type globally. In 2020, the COVID-19 pandemic became another accelerant of the continued digitization of the... read more

Digital & Card Payment Yearbooks: Cards – past their peak?

04 Feb 22 @ 16:12

The 2021-2022 Digital and Card Payment Yearbooks from Payments Cards & Mobile suggest payment card use may be starting to decline, to be replaced by digital wallets, direct-to-account payments and... read more

PayPal shares plunge as company reports decline in volume

03 Feb 22 @ 10:34

Just days after all three major networks provided the market with monster updates, PayPal seems to be feeling the pressure. PayPal shares fell more than 25% in early trading on... read more

Interchange fees argument stoked up again by Merchants Payments Coalition

31 Jan 22 @ 13:13

Just days after announcing monster revenue updates, the thorny issue of interchange fees paid by merchants to the networks and issuing banks is back in the spotlight. In a letter... read more

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ECB brings Central Bank money to tokenised market

23 Sep 26 @ 14:34

The European Central Bank has taken a significant step towards integrating distributed ledger technology with Europe’s core financial infrastructure, launchin... more

European E-commerce Hits €911bn as Payments Reshape Online Retail

21 Sep 26 @ 19:41

European e-commerce has broken through the €900bn barrier, underlining the growing importance of digital retail to the continent's economy while intensifying ... more

Inside A7: How Russia built a parallel cross-border payments network

24 Sep 26 @ 16:29

Russia’s attempts to circumvent Western financial sanctions have developed into a sophisticated parallel payments architecture combining traditional banking, ... more