M-Commerce

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Payments on the move: Three ways checkout is changing

17 Dec 25 @ 13:51

Generation Alpha is the first cohort to grow up in a largely cashless society. Where grandparents once paid in shillings, francs or lira, fishing coins out of purses or pockets,... read more

A step closer to reality: An update on the UK’s National Payment Vision

10 Dec 25 @ 17:21

On 07 November 2025, the Payments Vision Delivery Committee (PVDC) published its “Strategy for Future Retail Payments Infrastructure.” As a quick refresher, the PVDC was set up in November 2024 to... read more

An industry in flux: Why the future belongs to many rails, not one

19 Nov 25 @ 18:04

The payments industry is entering one of the most consequential periods of change in its modern history – and a lot rests on the rails it runs on. Consumer habits,... read more

The merchant view: How payments tech needs to evolve

04 Nov 25 @ 17:40

Payments tech has never been more innovative, yet never more fragmented. Every month brings new solutions promising faster settlements, smarter fraud tools and slicker checkout experiences. But for merchants, this... read more

UK payments in transition: Debit cards, digital wallets and cash

01 Oct 25 @ 11:07

The UK payments landscape is undergoing one of the most profound shifts in its history. Figures from UK Payment Markets 2025 show that nearly 49 billion transactions were made in... read more

E-commerce in the DACH region: Germany comes out on top

05 Sep 25 @ 11:44

The DACH region — Germany, Austria and Switzerland — remains one of Europe’s most influential hubs for e-commerce. Germany alone ranks as the sixth largest online retail market worldwide. Yet... read more

Global SME digitalisation: Can banks and fintechs fix the credit gap?

05 Sep 25 @ 09:54

To date, our series on SME digitalization has considered opportunities in this segment, the challenges of serving SMEs in emerging markets, and the role of banks and fintechs in SME... read more

Gen X take spending crown – What it means for retail and payments

28 Aug 25 @ 11:50

For decades, retailers have fixated on Baby Boomers and Millennials as the twin pillars of consumer spending. Yet a quiet generational shift is underway. In 2025, Generation X – those... read more

How people pay in 2025: Contactless dominates, cash comeback

21 Aug 25 @ 11:42

The way British consumers choose to pay has always been a mirror of wider economic, cultural and technological trends. From chip-and-PIN’s steady rise in the early 2000s to the mobile... read more

In a digital world, trust is everything – Here’s how to build it

04 Aug 25 @ 09:00

A new report from digital payments innovators Checkout.com reveals the trends shaping the future of payments – trends we cover in an earlier article. Checkout.com’s research has found that many markets world-wide are going... read more

PayPal launches ‘PayPal World’ connecting 2bn digital wallet users

25 Jul 25 @ 06:58

PayPal has unveiled an ambitious new initiative, PayPal World, aimed at breaking down long-standing barriers in global commerce and cross-border payments. The platform brings together a wide range of the... read more

From chat to checkout: OpenAI tests payments through ChatGPT

18 Jul 25 @ 12:23

OpenAI is developing a native payment checkout system within ChatGPT, signalling a bold step beyond conversational AI toward fully integrated digital commerce. According to multiple sources cited by the Financial... read more

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Agentic commerce triggers new battle over checkout control

27 Jan 26 @ 17:55

The rapid advance of agentic commerce is forcing e-commerce platforms to confront an uncomfortable question: who controls the checkout when machines, not humans... more

Pay by Bank – The future of Europe’s payment sovereignty

28 Jan 26 @ 22:23

Europe’s strategic autonomy debate has expanded far beyond defence and energy. [caption id="attachment_57038" align="alignright" width="400"] Pay by Bank... more

NRF: Agentic Commerce – from concept to commercial reality

26 Jan 26 @ 22:01

At NRF Big Show in New York, agentic commerce emerged as more than a futuristic talking point. [caption id="attachment_57648" align="alignright" width="375... more