Issuing & Acquiring

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Cards are no longer enough: Businesses need a full payment engine in 2026

08 Jan 26 @ 10:24

For more than a decade, payment cards have been the default solution for modern business spending. They replaced slow bank transfers, enabled online purchasing, and gave teams the freedom to... read more

JPMorgan absorbs Apple’s $20bn credit card book from Goldman

08 Jan 26 @ 10:05

JPMorgan Chase’s agreement to acquire Apple’s roughly $20bn credit card loan book from Goldman Sachs marks one of the most consequential reshufflings in the US payments and consumer finance landscape... read more

PayPal’s US banking ambition signals a strategic shift

17 Dec 25 @ 11:40

PayPal’s decision to apply for a US banking licence marks a pivotal moment in the gradual convergence between big fintech and regulated banking. By submitting applications to the Utah Department... read more

Italy’s card business: an EU leader in volume – and growth

16 Dec 25 @ 14:29

As the European Union (EU)’s third largest economy and a world top ten economic force, Italy has experienced rapid modernisation of its payment systems in recent years, in parallel with... read more

A step closer to reality: An update on the UK’s National Payment Vision

10 Dec 25 @ 17:21

On 07 November 2025, the Payments Vision Delivery Committee (PVDC) published its “Strategy for Future Retail Payments Infrastructure.” As a quick refresher, the PVDC was set up in November 2024 to... read more

Sweden: Cards still count in a highly-digitised economy

09 Dec 25 @ 13:49

Sweden boasts a stable, highly sophisticated and digitalised modern economy, with one of the lowest percentages of cash usage anywhere in the world. Around one in ten in-store payments in... read more

Contactless debit dominates Germany as cash declines: what it means for issuers

02 Dec 25 @ 15:57

As Europe’s largest economy, what happens in Germany affects the rest of the continent. Perhaps conscious of this responsibility, Germans have historically taken a cautious attitude to how they pay,... read more

LeadingCards: Universal payment infrastructure for Media Buyers and Digital Teams

27 Nov 25 @ 16:48

Digital teams manage many types of payments every day: ad budgets, SaaS subscriptions, and business travel. Handling all of this through traditional banking cards is often slow and unreliable. Teams... read more

Kraken’s Krak Card aims to pull crypto further into the mainstream

25 Nov 25 @ 17:52

Kraken is making its boldest push yet to position crypto as a viable everyday financial rail, unveiling a series of upgrades to its Krak app that take direct aim at... read more

Klarna’s stablecoin gamble signals new phase in digital payments

25 Nov 25 @ 15:46

Klarna is making a bold push into digital money, unveiling plans for a US dollar-backed stablecoin just months after its high-profile stock market debut. The move marks a striking pivot... read more

Payments in Poland: Cards at the heart of growing sophistication

25 Nov 25 @ 13:58

Long-term data from the World Bank shows that Poland has been consistently among the fastest-growing economies in Europe, with a 10-year growth average of 3.7%. This growth is reflected in... read more

Build or buy: Card transaction profitability analytics in FIs

24 Nov 25 @ 15:30

How much do I earn or lose as an acquirer from a specific merchant? How does the financial impact of launching a card product align with initial forecasts and expectations?... read more

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ECB brings Central Bank money to tokenised market

23 Sep 26 @ 14:34

The European Central Bank has taken a significant step towards integrating distributed ledger technology with Europe’s core financial infrastructure, launchin... more

European E-commerce Hits €911bn as Payments Reshape Online Retail

21 Sep 26 @ 19:41

European e-commerce has broken through the €900bn barrier, underlining the growing importance of digital retail to the continent's economy while intensifying ... more

Inside A7: How Russia built a parallel cross-border payments network

24 Sep 26 @ 16:29

Russia’s attempts to circumvent Western financial sanctions have developed into a sophisticated parallel payments architecture combining traditional banking, ... more