Issuing & Acquiring

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US EMV migration – Three lessons from Canada

10 Jun 15 @ 12:11

At the risk of sounding like the new Weather Channel website, can we learn anything about EMV migration from Canada? After all, they have already upgraded or replaced more than 60,000... read more

Android Pay waives transaction fee – may force Apple Pay to reconsider?

08 Jun 15 @ 13:40

Google says it won’t earn any transaction fees from credit-card issuers for its coming Android Pay service because of evolving ground rules for the services. Credit-card issuers hope the changes will pressure Apple... read more

US EMV migration: Chip and signature is a joke!

02 Jun 15 @ 17:35

“The fact that we didn’t go to PIN is such a joke,” says Mike Cook, Walmart’s assistant treasurer and a senior vice president, in reference to the USA’s current EMV... read more

How Does Android Pay differ from Apple Pay & Samsung Pay for banks?

01 Jun 15 @ 12:00

Google has Android Pay. The internet giant outlined a set of APIs that will allow developers to add an Android Pay button to their app and banks to enable payments... read more

Snapshot of NFC mobile payments for banks

01 Jun 15 @ 11:08

The explosion in NFC mobile payments has gifted banks and financial institutions with a variety of deployment options and, at the same time, made the task of selecting the right... read more

BPCE pilots dynamic CVV code for online shopping

20 May 15 @ 16:36

France’s Banque Populaire and Caisse d’Epargne (BPCE) are piloting a payment card that replaces the three-figure CVV code on the rear of the card with a small screen display that... read more

Banks rethink business models as PSD2 comes into effect

13 May 15 @ 17:29

According to the PSD2 and XS2A – regulation or opportunity report, Europe’s banks are engaged in a do-or-die effort to prepare for the 2016 introduction of new payments regulations that are expected to... read more

The fall and rise of Tokenization

13 May 15 @ 17:04

Apple Pay has breathed new life into tokenization and the use of tokenization has seen a revival due to new technology approaches that remove associated operational risks and complexities and... read more

Over €100 million of payments initiated via MyBank

12 May 15 @ 17:16

PRETA S.A.S. announced today that the growing take-up of MyBank by consumers and businesses has started to translate into a significant pick-up of the value of transactions initiated via MyBank.... read more

Shipments of secure elements jump by over 12% in 2014

08 May 15 @ 10:31

Eurosmart has released the 2014 figures for the worldwide secure elements shipments and the smart secure contactless markets as well as the corresponding 2015 forecast. The data provided by Eurosmart... read more

HPS partners with Gemalto for tokenization

08 May 15 @ 09:25

HPS announced a new global partnership with Gemalto for tokenization. Tokenization is the process by which payment account information is replaced by an alternate value called a token. Issuers, Merchants... read more

3.4 billion EMV chip payment cards in global circulation

06 May 15 @ 14:35

Official figures for Q4 2014 released by the global technical body EMVCo show that significant advances are being made globally in the adoption of EMV chip technology. By the end... read more

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ECB brings Central Bank money to tokenised market

23 Sep 26 @ 14:34

The European Central Bank has taken a significant step towards integrating distributed ledger technology with Europe’s core financial infrastructure, launchin... more

European E-commerce Hits €911bn as Payments Reshape Online Retail

21 Sep 26 @ 19:41

European e-commerce has broken through the €900bn barrier, underlining the growing importance of digital retail to the continent's economy while intensifying ... more

Inside A7: How Russia built a parallel cross-border payments network

24 Sep 26 @ 16:29

Russia’s attempts to circumvent Western financial sanctions have developed into a sophisticated parallel payments architecture combining traditional banking, ... more