Issuing & Acquiring

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EPC proposal for pan-European instant credit transfer scheme

27 Nov 15 @ 13:57

The European Payments Council (EPC) released its proposal for the design of a pan-European instant credit transfer scheme, dubbed SCT Inst scheme. This proposal is part of the Euro Retail... read more

Dark Markets: Anonymity in Bitcoin

27 Nov 15 @ 13:11

Bitcoin is a powerful and successful digital currency. Based on cryptography and a decentralized ledger, it has simultaneously been heralded as the future of finance and a gateway to the... read more

OpenWay recognised as global market leader in card management software

26 Nov 15 @ 09:41

OpenWay, a global provider of software solutions for card management software, bank card issuing and acquiring, transaction switching and omni-channel payments, has been recognized as ‘Market Leader’ by Ovum, an... read more

Digitising the PIN for UK payments

24 Nov 15 @ 08:52

myPINpad, which enables multi-channel and multi-factor authentication via the Cardholder PIN, has announced a new partnership with VocaLink, to bring their PIN based authentication solution to digital commerce applications. VocaLink,... read more

Coinbase roll out Bitcoin debit card

24 Nov 15 @ 08:40

Coinbase has announced its intention to roll out its first bitcoin debit card in the US, in an effort to encourage mainstream adoption of the cryptocurrency on the high street. The... read more

Will the interchange cap on consumer cards boost commercial cards?

20 Nov 15 @ 12:27

Commercial cards, consisting of Business, Corporate, Purchasing and fuel cards, benefit businesses by controlling expenditure and reducing cash handling costs. Nevertheless, according to a new study Commercial Cards in Europe 2015,... read more

JCB certified for US EMV chip card acceptance

16 Nov 15 @ 17:10

JCB International Credit Card Co, the Americas subsidiary of Japan-based international payment brand JCB , announced its J/Smart application identifier has been certified for EMV chip card acceptance in the US by... read more

The impact of the interchange fee regulation: a Processor view

11 Nov 15 @ 12:07

Last April, the European Parliament and the Council of the European Union adopted a new Interchange Fee Regulation (IFR) capping interchange fees for payments made with debit and credit cards.... read more

Prepaid cards continue spectacular rise in Italy

10 Nov 15 @ 16:09

According to a new report, prepaid cards in Italy increased from 19.4 million in 2009 to 45.5 million in 2013, with an expected further growth of 17,42%. It estimates that... read more

US payments transaction data shows credit growing over debit

03 Nov 15 @ 11:22

Recent payments transaction data reported by the major card networks and the Federal Reserve Board has shown credit transaction growth exceeding debit transaction growth since 2012 (see Figure 1). This... read more

The impact of the interchange fee regulation: a Bank view

03 Nov 15 @ 10:47

The ways in which we pay and are paid are changing. Apple Pay has been launched in the UK, Barclays has announced that it will launch Android-based mobile payments later... read more

Visa Inc. to acquire Visa Europe

02 Nov 15 @ 11:57

Visa Inc. and Visa Europe have announced a definitive agreement for Visa Inc. to acquire Visa Europe, creating a single global company. The transaction consists of upfront consideration of €16.5 billion with... read more

Trending

ECB brings Central Bank money to tokenised market

23 Sep 26 @ 14:34

The European Central Bank has taken a significant step towards integrating distributed ledger technology with Europe’s core financial infrastructure, launchin... more

European E-commerce Hits €911bn as Payments Reshape Online Retail

21 Sep 26 @ 19:41

European e-commerce has broken through the €900bn barrier, underlining the growing importance of digital retail to the continent's economy while intensifying ... more

Inside A7: How Russia built a parallel cross-border payments network

24 Sep 26 @ 16:29

Russia’s attempts to circumvent Western financial sanctions have developed into a sophisticated parallel payments architecture combining traditional banking, ... more