Issuing & Acquiring

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Big 3 announce continued growth in 2024 results to date

01 May 24 @ 16:32

Based on the latest public data from calendar year 2022 and analysis, we estimate that the total global purchase personal consumption expenditure, or PPCE, excluding Russia and China, was approximately... read more

Retail banks enjoy stellar year in 2023 – challenges ahead

25 Apr 24 @ 10:04

Kearney has released the sixteenth edition of its annual European Retail Banking Radar, which tracks the performance of close to 90 retail banks across 21 European markets. The study found... read more

How to approach modernising your legacy payments ecosystem

24 Apr 24 @ 16:43

For decades now, vendors and analysts have been heralding the death of legacy payments ecosystems, but still, they remain in use. Over the past 20 years, FIs have been threatened... read more

Banks go Lego – The future of banking services

19 Apr 24 @ 13:25

Having survived the hype cycle, so-called “bank in a box” services will shift how banking and payments work over the next five years, creating new revenue streams for traditional banking... read more

The Credit card market is not even close to being saturated

19 Apr 24 @ 12:58

Since the announcement of Capital One’s intentions to acquire Discover in the acquisition of the year to date, the market has been abuzz with rumours of a challenge from the... read more

75% of banks admit they need to modernise their core systems

16 Apr 24 @ 15:15

A new Retail Banking Report explores financial institutions’ (FIs) strategies for meeting customer demand, and uncovers that the majority (75%) are struggling to take advantage of new payment offerings and... read more

UK credit card market report 2024

26 Mar 24 @ 15:30

According to the FICO UK Credit Card Market Report for January 2024, consumer credit behaviour followed typical start-of-year patterns. Spending fell by 8.6% post-Christmas, while consumers increased their payments to balance... read more

Fighting Big Tech – banking’s biggest threat

22 Mar 24 @ 17:06

As funding dries up for neo-banks and questions arise over their capacity to secure account balances from the many customers who have opened digital-only accounts in recent years, it looks... read more

“Peak payment card” might be closer than we think

20 Mar 24 @ 17:08

Last year, US merchants paid a record $161 billion in processing fees to accept nearly $11 trillion in payment cards value according to the Nilson Report, which also notes that the... read more

Worldline partners with Cassa Centrale Group in Italy

18 Mar 24 @ 15:38

Cassa Centrale Group is set to pursue a long-term partnership in the acquiring world, involving the provision of services along the value chain of digital payment acceptance and international acquiring... read more

Report: Consumer-to-Business payments – A strong growth outlook

15 Mar 24 @ 11:16

Retail payments is a rich and promising industry, earning what Bain & Company estimates as $356 billion in global revenue in 2021, with projected annual growth of 6% to $480... read more

Battle heats up over rule to limit credit card late fees

14 Mar 24 @ 14:35

In early March The Consumer Financial Protection Bureau (CFPB) finalized a rule to cut excessive credit card late fees by closing a loophole exploited by large card issuers in the... read more

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Swift launches new framework for cross-border payments

09 Mar 26 @ 14:45

SWIFT has introduced a new international payments framework aimed at significantly improving the speed, transparency and predictability of cross-border retail t... more

Credit’s next competitive frontier beyond top of wallet

12 Mar 26 @ 18:21

For years, the credit card industry has pursued a simple ambition: to become the card a consumer reaches for first. [caption id="attachment_52085" align="a... more

Visa tests the foundations of agentic payments in Europe

17 Mar 26 @ 15:03

Visa is moving to bring agentic commerce closer to commercial reality, launching a new programme with banks across the UK and Europe to test how artificial inte... more