Instant Payments

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Accelerating economic digitalization in Peru: A paradigm for emerging economies?

20 May 25 @ 13:47

Cash use in Peru has declined at a rate similar to that of other comparable markets thanks to a surge in the popularity of bank-owned e-wallets. However, adoption of Peru’s... read more

Europe strives for payments sovereignty as US players tighten grip

29 Apr 25 @ 11:14

The European card payments market, processing trillions of euros each year, remains dominated by two American giants: Visa and Mastercard. Despite the sector’s importance to modern commerce, competition has struggled... read more

Viva.com expands near Instant Payment footprint across Europe

07 Apr 25 @ 13:27

Viva.com has expanded its pan-European activation of Mastercard Move on its payments and banking platform to 24 countries, following the addition of the UK as an additional live origination market. This... read more

Global Payments Report tracks a decade of transformation

14 Mar 25 @ 13:04

The 10th edition of the Worldpay Global Payments Report (GPR) reveals a global transformation in payments. In just a decade, innovation such as digital wallets, buy now pay later (BNPL) and real-time... read more

Getting up to speed with US instant payments

04 Mar 25 @ 17:01

The landscape of instant payments in the US is evolving rapidly, driven by the dual forces of the Real-Time Payments (RTP) network and the Federal Reserve’s FedNow service. Despite the... read more

How microservices architecture is transforming real-time payments processing

05 Feb 25 @ 14:53

The financial industry is in the midst of a technological revolution, and real-time payments are at the forefront of this transformation. Legacy banks that once relied on monolithic architecture now... read more

Same Day ACH passes major milestone in 2024

31 Jan 25 @ 14:08

Led by phenomenal growth in Same Day ACH, Nacha reported across-the-board gains in ACH payments volume and value in 2024. Same Day ACH payment volume topped the 1 billion mark,... read more

Getting up to speed with Europe’s instant payments

13 Jan 25 @ 19:27

European instant payments are about to speed up. The new SEPA (Single European Payments Area) Credit Transfer mandate (SCT Inst) has taken root and deadlines for implementation are as soon... read more

The EU’s Instant Payments Regulation compliance deadline hits

09 Jan 25 @ 17:43

The European Union’s Instant Payments Regulation (IPR), which came into force in April 2024, marks a pivotal step in moving the financial landscape across the Single European Payments Area (SEPA)... read more

Study on the payment attitudes of consumers in the euro area

06 Jan 25 @ 17:45

The European Central Bank’s (ECB) 2024 Study on the Payment Attitudes of Consumers in the Euro Area (SPACE) provides a comprehensive analysis of consumer payment behaviours, highlighting significant trends and... read more

Payments in transition: What lies ahead for 2025

06 Jan 25 @ 13:59

Over the past year, the accelerating pace of payment digitisation has become evident in every corner of the globe. While each region is at a different stage of maturity in... read more

Can Wero shape the future of European payments?

06 Jan 25 @ 13:17

The launch of the Wero digital wallet represents a major milestone in advancing a unified European payment solution – and at Payments Cards & Mobile we covered this initiative a... read more

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ECB brings Central Bank money to tokenised market

23 Sep 26 @ 14:34

The European Central Bank has taken a significant step towards integrating distributed ledger technology with Europe’s core financial infrastructure, launchin... more

European E-commerce Hits €911bn as Payments Reshape Online Retail

21 Sep 26 @ 19:41

European e-commerce has broken through the €900bn barrier, underlining the growing importance of digital retail to the continent's economy while intensifying ... more

Inside A7: How Russia built a parallel cross-border payments network

24 Sep 26 @ 16:29

Russia’s attempts to circumvent Western financial sanctions have developed into a sophisticated parallel payments architecture combining traditional banking, ... more