Instant Payments

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Why embedded payments are vital for B2B businesses as the digital revolution continues

31 Jan 22 @ 16:58

The last decade has seen massive changes in payments – from the advent of digital wallets and contactless transactions through to the rise of crypto and blockchain-based solutions. The past... read more

74% of consumer payments to be handled by non-traditional financial service providers

31 Jan 22 @ 10:16

According to a new study, 74% of consumer payments will be handled by non-traditional financial service institutions (FSIs) by 2030. This figure is an increase from 60% in 2020, putting... read more

Long Read: Payment predictions for an industry in flux

25 Jan 22 @ 12:07

Thanks to the pandemic, consumers have become accustomed to doing almost everything online, accelerating digital transformation and embedding new behaviours. After a 5% in global payment revenues in 2021, the... read more

Consortium of US banks plan to launch USD backed stablecoin

12 Jan 22 @ 11:00

A group of US banks have announced that they intend to launch their own stablecoin, called USDF, in a move they hope will tackle concerns about the reserves behind nonbank... read more

Why aren’t Banks getting the message on ISO 20022

10 Jan 22 @ 13:48

There is now some serious competitive pressure being placed on Banks to move to the new universal financial messaging standard ISO 20022. The overall shift in the payment industry to... read more

Infographic: 2022 top trends in payments

07 Jan 22 @ 16:12

In this post we look at the top payment trends for 2022 – 2021 was a year of transition for the payments industry as we moved towards Payments 4.X −... read more

Report: Rapid development of retail faster payments and implications for RTGS

16 Dec 21 @ 15:55

The implementation of retail faster payments across the globe is continuing at a rapid pace, with significant implications for incumbent RTGS systems, according to a report published by the Bank... read more

Digital commerce in Latin America expand 37% – Pix and wallets lead charge

25 Nov 21 @ 12:57

Latin America’s digital commerce market is expected to grow by 37% by the end of 2021 and expand at a double-digit pace across the region through 2025. Some of LatAm’s... read more

How customer payment method preferences have changed

22 Nov 21 @ 16:10

Customer payment preferences have changed as we adapt to a new financial reality. In the latest Carat Insights Report Fiserv analysed over $3 trillion in payments data, combined with a consumer... read more

Prediction time: Five FinTech trends to watch in 2022

18 Nov 21 @ 16:28

In the year ahead, consumer behaviour and early adoption of new technology are set to continue to transform the financial services market. FinTechs and banks are in a race to... read more

Instant payments and why their is a need for standardisation

17 Nov 21 @ 19:55

For businesses, instant payments offer the potential to reduce late payments and improve cash flow. From a consumer perspective, payments can be made or received easily and safely in seconds.... read more

Navigating Digital Payments – Reshaping CX by simplifying complexity

05 Nov 21 @ 16:56

The year is 2030. It is a sunny summer morning and you are just finishing a relaxing breakfast together with your family. The doorbell rings for a delivery of several... read more

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ECB brings Central Bank money to tokenised market

23 Sep 26 @ 14:34

The European Central Bank has taken a significant step towards integrating distributed ledger technology with Europe’s core financial infrastructure, launchin... more

European E-commerce Hits €911bn as Payments Reshape Online Retail

21 Sep 26 @ 19:41

European e-commerce has broken through the €900bn barrier, underlining the growing importance of digital retail to the continent's economy while intensifying ... more

Inside A7: How Russia built a parallel cross-border payments network

24 Sep 26 @ 16:29

Russia’s attempts to circumvent Western financial sanctions have developed into a sophisticated parallel payments architecture combining traditional banking, ... more