Instant Payments

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Banking and payments – where are they heading in 2023?

11 Jan 23 @ 17:53

With COVID-19 now in the rear view mirror, Financial Institutions (FIs) are no longer forced to deal with the immediate adaptations that the pandemic required. Instead, the financial services industry... read more

Acquirers: Cut churn, improve profits and deliver better digital services

11 Jan 23 @ 10:34

A new white paper from Tribe Payments surveys 1,000 small and medium merchants (SMEs) in major European markets to find out what they need from acquirers. The results show merchant needs... read more

The future of UK consumer payments – no CBDC?

04 Jan 23 @ 09:00

A new forecast from UK Finance predicts that debit cards will be the overwhelming favourite way for UK consumers to pay in ten years’ time. It also forecasts the decline... read more

PCM Feature: Payment platform problems – fix or switch?

03 Jan 23 @ 13:21

Today’s leading financial institutions still operate outdated card and payment platforms from the 1990s and need to change. But why are so many opting to patch their systems up, rather... read more

Merchant acquiring in the Med – A hot business

09 Dec 22 @ 14:10

Global merchant acquiring volume is set to hit $41 trillion in volume by 2026, with fresh impetus coming from skyrocketing e-commerce growth, soaring contactless usage and a reshaping of business... read more

Legal Opinion: EU Proposal for the Regulation of Instant Payments

05 Dec 22 @ 18:14

On October 26, 2022 a proposal for a Regulation amending Regulations (EU) no 260/2012 (SEPA Regulation) and (EU) 2021/1230 (Cross-border Payments Regulation or CBPR2) as regards instant credit transfer in... read more

Central Bank of Turkey launches Open Banking services

02 Dec 22 @ 14:46

The Central Bank of the Republic of Turkey (CBRT) has launched Open Banking services, an important component of the digital economy roadmap of the liraization strategy. The Digital Turkish Lira Collaboration... read more

Papaya’s New Payment Process: Delivery Within 72 Hours

28 Nov 22 @ 14:49

Papaya Global, the global payroll company, is aiming to revolutionize the global workforce management. This is a field that has boomed since the pandemic, and their platform is one of... read more

What are UWB Peer-to-Peer payments?

18 Nov 22 @ 13:28

It was recently announced that ING Bank was to pilot Project NEAR, ING’s industry’s first UWB Peer-to-Peer payments application. The pilot program will leverage UWB-enabled Samsung Galaxy smartphones1 to allow consumers... read more

Growth in APP fraud expected to double by 2026

17 Nov 22 @ 14:02

APP fraud (Authorised Push Payment) losses are on the rise and expected to climb to $5.25 billion across the US, UK and India by 2026 — a record CAGR of 21%... read more

J.P. Morgan launch Open Banking play with “Pay-by-Bank” in US

14 Nov 22 @ 09:23

Consumers are looking for greater choices like mobile payments, crypto wallets, and person-to-person payment apps, which are taking their place alongside staple payment methods like cards and bank-to-bank ACH payments.   The latest... read more

World Payment Report 2022

09 Nov 22 @ 13:36

The latest edition of the World Payment Report 2022 is now live. As we can all acknowledge, work, shopping, travel, entertainment, services, and commerce all look a bit different from... read more

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Swift launches new framework for cross-border payments

09 Mar 26 @ 14:45

SWIFT has introduced a new international payments framework aimed at significantly improving the speed, transparency and predictability of cross-border retail t... more

Credit’s next competitive frontier beyond top of wallet

12 Mar 26 @ 18:21

For years, the credit card industry has pursued a simple ambition: to become the card a consumer reaches for first. [caption id="attachment_52085" align="a... more

Visa tests the foundations of agentic payments in Europe

17 Mar 26 @ 15:03

Visa is moving to bring agentic commerce closer to commercial reality, launching a new programme with banks across the UK and Europe to test how artificial inte... more