Instant Payments

06 Jan 26 @ 13:53

Speed has become the defining feature of modern payments. Real-time rails now move money in milliseconds rather than hours, reshaping customer expectations and competitive dynamics across banking and fintech. Yet... read more

10 Dec 25 @ 17:21

On 07 November 2025, the Payments Vision Delivery Committee (PVDC) published its “Strategy for Future Retail Payments Infrastructure.” As a quick refresher, the PVDC was set up in November 2024 to... read more

10 Dec 25 @ 11:00

The pressure on payment service providers to find ways of dealing with the burgeoning demand of real-time payment settlement services has been tremendous, with real-time transaction volumes rising 42.2% across... read more

02 Dec 25 @ 14:14

Corporate B2B payment flows will more than double to 2030, while the proportion of those payments run on instant rails is set to grow by a third. Despite progress, significant... read more

19 Nov 25 @ 18:04

The payments industry is entering one of the most consequential periods of change in its modern history – and a lot rests on the rails it runs on. Consumer habits,... read more

17 Nov 25 @ 18:09

Brazil’s instant payments system, Pix, is preparing to cross a symbolic threshold as it marks its fifth anniversary. According to a new analysis by EBANX, monthly Pix transactions could reach... read more

16 Oct 25 @ 19:44

Instant payments continue to gain traction in the US, with The Clearing House’s RTP network hitting a major milestone on 3 October after processing a record 1.8 million transactions in... read more

03 Oct 25 @ 08:58

The U.S. Faster Payments Council (FPC) has released its 2025 US Instant Payments Adoption Quantitative Study, providing one of the clearest signals yet that real-time payments are moving from promise... read more

12 Sep 25 @ 14:19

Real-time payments have long been heralded as the future of money movement in the US and many other global markets. With the RTP network from The Clearing House and the... read more

10 Sep 25 @ 16:12

The Federal Reserve has announced a tenfold increase in the FedNow Service transaction limit, raising the ceiling from $1 million to $10 million, effective November 2025. The change reflects the... read more

27 Aug 25 @ 14:25

For many households, paying a utility bill or settling a credit card balance used to be a once-a-month ritual carried out with cheques or phone calls to a call centre.... read more

22 Jul 25 @ 12:23

As Real-time payments edge closer to becoming the global norm, many acquirers and payment service providers (PSPs) remain mired in antiquated settlement models. While consumers enjoy seamless, real-time transaction experiences,... read more