Instant Payments

Showing Latest Instant Payments

Riksbank turns up pressure on banks over instant payments

17 Mar 26 @ 15:03

Sweden’s central bank has issued a warning to the country’s banks: expand instant domestic payment services within a year or risk new legislation. The intervention, set out in the Riksbank’s... read more

SEPA Instant payments set to surpass traditional transfers by 2030

22 Jan 26 @ 21:38

Europe’s payments industry is approaching a structural inflection point. New research conducted by Celent in collaboration with Plaid, suggests that SEPA Instant Credit Transfers are on track to overtake traditional credit... read more

How real-time payouts are stress-testing US banking infrastructure

20 Jan 26 @ 14:12

Betting volumes are pushing older payment systems to their limits, which is prompting banks to switch to real-time processing. This article offers some valuable insights into the technical challenges and... read more

Real-time payments have rewritten the risk equation

06 Jan 26 @ 13:53

Speed has become the defining feature of modern payments. Real-time rails now move money in milliseconds rather than hours, reshaping customer expectations and competitive dynamics across banking and fintech. Yet... read more

A step closer to reality: An update on the UK’s National Payment Vision

10 Dec 25 @ 17:21

On 07 November 2025, the Payments Vision Delivery Committee (PVDC) published its “Strategy for Future Retail Payments Infrastructure.” As a quick refresher, the PVDC was set up in November 2024 to... read more

Are global markets accelerating real-time payment adoption too rapidly?

10 Dec 25 @ 11:00

The pressure on payment service providers to find ways of dealing with the burgeoning demand of real-time payment settlement services has been tremendous, with real-time transaction volumes rising 42.2% across... read more

Cross-border B2B payments: A high-value opportunity

02 Dec 25 @ 14:14

Corporate B2B payment flows will more than double to 2030, while the proportion of those payments run on instant rails is set to grow by a third. Despite progress, significant... read more

An industry in flux: Why the future belongs to many rails, not one

19 Nov 25 @ 18:04

The payments industry is entering one of the most consequential periods of change in its modern history – and a lot rests on the rails it runs on. Consumer habits,... read more

Pix turns five and hits 8 billion monthly instant payments transactions

17 Nov 25 @ 18:09

Brazil’s instant payments system, Pix, is preparing to cross a symbolic threshold as it marks its fifth anniversary. According to a new analysis by EBANX, monthly Pix transactions could reach... read more

RTP network sets instant payments record

16 Oct 25 @ 19:44

Instant payments continue to gain traction in the US, with The Clearing House’s RTP network hitting a major milestone on 3 October after processing a record 1.8 million transactions in... read more

Instant Payments adoption gains momentum in the United States

03 Oct 25 @ 08:58

The U.S. Faster Payments Council (FPC) has released its 2025 US Instant Payments Adoption Quantitative Study, providing one of the clearest signals yet that real-time payments are moving from promise... read more

Real-time payments fraud: Myths and the path to wider adoption

12 Sep 25 @ 14:19

Real-time payments have long been heralded as the future of money movement in the US and many other global markets. With the RTP network from The Clearing House and the... read more

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Visa tests the foundations of agentic payments in Europe

17 Mar 26 @ 15:03

Visa is moving to bring agentic commerce closer to commercial reality, launching a new programme with banks across the UK and Europe to test how artificial inte... more

Credit’s next competitive frontier beyond top of wallet

12 Mar 26 @ 18:21

For years, the credit card industry has pursued a simple ambition: to become the card a consumer reaches for first. [caption id="attachment_52085" align="a... more

Visa and Fiserv partnership extends API-led acceptance platform

22 Mar 26 @ 18:30

Visa and Fiserv are extending their long-running partnership in Europe with a new API-driven acceptance offering designed to simplify merchant acquiring and mod... more