Host Card Emulation

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Apple Pay adoption continues to rise as 43% of base now registered

25 Feb 19 @ 17:13

In December 2018 on the earnings call for Apple, analysts were given several incremental data points on the usage of Apple Pay. It may seem like an insignificant piece of... read more

Whats going on and where: Payments markets to watch in 2019

19 Feb 19 @ 07:52

As a leading payments market, credit and debit card payments account for the vast majority of the UK’s online purchases, particularly with the introduction of contactless. However, this doesn’t ring... read more

Global card expenditure to reach $45 trillion by 2023 – contactless driving growth

13 Feb 19 @ 16:35

Payment cards were used for purchases with a value of $25.1 trillion worldwide in 2017, an increase of 13% on the year before. Although card expenditure is growing strongly, it... read more

SMART Payments: What have we learnt about best practice in mobile payments?

11 Dec 18 @ 10:37

Apple doesn’t release official figures. But earlier this year, CEO Tim Cook told professional Apple watchers that the total number of ApplePay transactions had passed the 1 billon mark in... read more

PCM Report: Payment fragmentation is the “new normal” across all markets

23 Oct 18 @ 08:46

Research published today and sponsored by RS2 examines the payment landscape across a number of global markets, and finds that proliferating payment channels and the expectations of consumers and merchants... read more

Mobile payments – Learning from the Chinese example

28 Sep 18 @ 09:21

When it comes to mobile payments, China is leaving the rest of the world standing. The trillions of dollars in mobile payment transactions that were carried out by Chinese consumers... read more

2018 Debit Issuer Study: Improved Issuer performance and lower fraud losses

17 Sep 18 @ 16:50

The 2018 Debit Issuer Study found that US consumer debit use continued to grow in 2017, contributing to improved overall debit performance, while fraud losses per transaction declined for the second consecutive... read more

Alternative payments outnumber traditional payment methods in APAC e-commerce market

03 Sep 18 @ 12:16

Alternative payments methods such as mobile and digital wallets are steadily displacing traditional payment methods such as cards, bank transfers and cash/cheques in the Asia-Pacific (APAC) e-commerce market. GlobalData forecasts... read more

Complexities of the German payments market – could mobile payments become meaningless?

28 Aug 18 @ 11:43

Instead of counting notes and coins or entering a PIN, mobile payments on smartphones have the potential to become a popular method of payment in Germany. Google Pay is already... read more

SMART Payments: Step 1 – Simplify payment complexity

23 Aug 18 @ 11:44

The race to digital is rattling the payment ecosystem with more choice for consumers adding complexity across the payment value chain – from merchants to consumers and everyone in between.... read more

Mobile contactless payment users to grow to over 760 million

02 Jul 18 @ 16:16

The number of people using mobile contactless payment such as Apple Pay or Google Pay will continue to grow to more than 760 million by 2020, with Apple’s digital wallet leading the way, according... read more

Starbucks’s mobile payments app has more users than Apple or Google

31 May 18 @ 16:16

According to new data from research firm eMarketer, by the end of this year, a quarter of US smartphone users — 55 million people to date — over the age... read more

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ETC Mining and the anatomy of a crypto scam

02 Mar 26 @ 11:25

Three months ago, I was approached by marketing representatives of ETC Mining, who paid $2,500 in Bitcoin for native advertising placement. On the surface, the ... more

Takeover talk swirls as PayPal’s valuation slumps

24 Feb 26 @ 12:45

After a bruising year on the public markets, PayPal has become the subject of early-stage takeover interest, underscoring how sharply sentiment has shifted arou... more

Visa and Mastercard accelerate agentic payments through bank pilots

18 Feb 26 @ 13:35

The race to define the next phase of digital commerce via agentic payments has moved decisively into the banking mainstream. [caption id="attachment_57882"... more

Swift launches new framework for cross-border payments

09 Mar 26 @ 14:45

SWIFT has introduced a new international payments framework aimed at significantly improving the speed, transparency and predictability of cross-border retail t... more