HCE

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Australia banks lose ruling to Apple Pay as mobile wallet continues dominance

31 Mar 17 @ 18:34

Apple Pay has won a major regulatory battle with Australian banks that will see it retain control of its contactless mobile payment technology. Four banks had wanted to negotiate with Apple... read more

To ‘Pay’ or not to ‘Pay’? The choice around mobile payment

13 Mar 17 @ 13:32

People don’t use their mobile phones to make telephone calls nearly as much as they used to. They are using them to surf the internet, send instant messages, even wake... read more

HCE – The way to move mobile payments forward fast

06 Mar 17 @ 16:49

No personal consumer device seems to have had the same impact as the smartphone. Unbelievably it’s only ten years ago that Steve Jobs announced the iPhone at a Macworld convention.... read more

Visa Token Service extends mobile payments into 12 European countries

21 Feb 17 @ 10:46

Visa says that, by the end of this year, more than 12 European countries are adopting the Visa Token Service, a new technology that makes mobile and online payments more... read more

Autralian banks respond to Apple Pay NFC payment submission

13 Feb 17 @ 17:20

Three of Australia’s major banks (National Australia Bank, Commonwealth Bank and Westpac), along with Bendigo bank have released a joint statement in response to the Apple Pay submission to the... read more

More than 6 billion smartphones by 2020 – 7.5 billion users

19 Jan 17 @ 10:37

The global smartphone installed base will grow from 4 billion in 2016 to more than 6 billion smartphones in use by 2020, according to new analysis released by IHS Markit. Messaging and... read more

Seven critical changes to payments industry as FinTech matures

17 Jan 17 @ 09:34

The FinTech sector is being shaped by shifting market conditions, new regulations, and changes in consumer demands and behaviors. For the past decade, FinTech companies have moved quickly, forcing incumbents to... read more

Data security: Card data security ten years on

13 Dec 16 @ 16:12

Ten years after the founding of the Payment Card Industry Security Standards Council (PCI SSC), we present a mid-term report on the industry’s data security efforts. As both cyber attacks... read more

Apple Pay wins legal battle against Australian banks

29 Nov 16 @ 10:29

Apple has claimed first blood in its battle with Australia’s largest banks, which have been trying to force it to offer them access to Apple Pay. The decision could help... read more

US Payments Forum launches new mobile and contactless payments effort

15 Nov 16 @ 12:13

Mobile and contactless payments are an area of much debate among stakeholders across the ecosystem. Questions about implementation opportunities and challenges and the uncertain future for how mobile payments will... read more

20% of smartphone users use proximity mobile payments

09 Nov 16 @ 14:41

Despite double-digit growth this year and next, Americans’ use of proximity mobile payments wallets like Apple Pay, Android Pay and Samsung Pay, as well as branded apps that include mobile... read more

Contactless card fraud: Myths and Realities exposed

09 Nov 16 @ 12:34

Contactless card fraud has made headlines this year. In this post we take a look at some of the key myths and offer explanation to the realities. No. 1 myth: ... read more

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Mastercard and BVNK Launch Platform Linking Fiat and Stablecoin Payments

20 Oct 26 @ 09:06

Mastercard has launched a new platform with BVNK that brings fiat currencies and stablecoins together through a single API, marking the first major integration ... more

Visa Builds Agentic Commerce Infrastructure as Credentials Reach 5.2 Billion

29 Oct 26 @ 19:39

Visa is expanding its payments infrastructure around agentic commerce, stablecoins and tokenisation as its global credential base reaches 5.2 billion and ... more

Starling Builds UK-Sovereign AI Model With Nvidia and Civo

15 Oct 26 @ 19:41

Starling is developing a transactional foundation model with Nvidia that will be trained and hosted entirely within a UK sovereign cloud, as the digital bank lo... more