FinTech

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2021: make or break for banks – is there time left for them to change?

08 Mar 21 @ 19:32

As part of our 2021 preview, we examine the issues facing retail and commercial banks as their customers join the digital economy. When it comes to digital adoption, some banks... read more

Long Read: The Kalifa Review of UK FinTech

26 Feb 21 @ 13:08

Over the past decade, the UK has been quietly undergoing a FinTech revolution – in jobs, innovation, improvements to people’s lives and in increased opportunities in global trade. A look... read more

Neobanks in South America – a review of the current landscape

27 Jan 21 @ 13:09

South America has witnessed exceptionally dynamic growth and evolution of its neobanks landscape, with now more than 30 live digital banks that serve over 50 million customers out of the... read more

Bitpanda launches debit card that combines all assets into one card in real time

20 Jan 21 @ 16:31

Bitpanda is now taking pre-orders for their first physical product – the Bitpanda Card, facilitated by Visa. The card is linked to any asset in a user’s Bitpanda portfolio, allowing... read more

Banking regulation needs a reset to remove Big Tech’s advantages

15 Jan 21 @ 16:50

As the new year begins, and we try to rebuild our economies, we need to rethink the way we regulate finance. That is because the challenges posed by the COVID-19... read more

Three years since PSD2 marked the start of Open Banking – where is the UK today?

13 Jan 21 @ 11:36

Today marks the third year since open banking became a regulatory requirement. The aim of this regulation was to increase competition and choice for consumers and small businesses. The UK’s... read more

Visa and Plaid agree mutual termination of merger agreement

13 Jan 21 @ 09:40

Visa and Plaid have announced that the companies have terminated their merger agreement and agreed with the Department of Justice to dismiss the litigation related to the proposed transaction. The... read more

2021: The Future of Banking-as-a-Service (BaaS)

17 Dec 20 @ 11:19

The COVID-19 pandemic has accelerated the digital transformation journey, with increasing numbers of non-finance digital brands embracing Banking as a Service (BaaS). At the same time, there remains a huge... read more

Banks struggle to keep up in race for payments supremacy

07 Dec 20 @ 18:58

A new report states that senior payments executives at banks feel like they are locked in a payments technology arms race. They also worryingly describe themselves as held back by... read more

Why their is a dark side to the expansion of FinTech borrowing

05 Nov 20 @ 13:06

The FinTech boom of the last 10 years has widely been regarded as a benefit to society and has changed the banking industry as we know it, but some customers... read more

Rethinking how to serve SMEs: What do new banking models look like?

22 Oct 20 @ 09:00

A recent webinar hosted by Banking Circle looked at how micro, small and medium-sized enterprises (SMEs) are currently being served when it comes to financial services, and the future of... read more

The mobile finance report: A global benchmark of banking and payment apps

12 Oct 20 @ 16:19

The world of finance has undoubtedly been disrupted by mobile, with FinTech companies offering innovative digital services, including in-store mobile payment apps and non-bank money transfers. EY’s Global FinTech Adoption... read more

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Mastercard and BVNK Launch Platform Linking Fiat and Stablecoin Payments

20 Oct 26 @ 09:06

Mastercard has launched a new platform with BVNK that brings fiat currencies and stablecoins together through a single API, marking the first major integration ... more

Starling Builds UK-Sovereign AI Model With Nvidia and Civo

15 Oct 26 @ 19:41

Starling is developing a transactional foundation model with Nvidia that will be trained and hosted entirely within a UK sovereign cloud, as the digital bank lo... more

UK Moves to Open iPhone Contactless Payments to Apple Pay Rivals

22 Oct 26 @ 18:16

The UK’s competition regulator has set out proposals that could significantly widen access to contactless payments on Apple’s iPhone, potentially lowering b... more