Embedded Finance

Showing Latest Embedded Finance

Allica Bank acquires Kriya to deliver £1 Billion SME working capital

22 Oct 25 @ 08:58

Allica Bank, the UK’s fastest-growing fintech, has announced the acquisition of Kriya, a leading SME lending and embedded finance specialist, in a deal that significantly expands its reach into the... read more

Worldpay expands into Embedded Finance with new platforms

07 Oct 25 @ 15:31

Worldpay has unveiled its Embedded Finance Engine, a suite of lending, banking and commercial card issuing products designed for software platforms seeking to expand their financial services offering without the... read more

Embedded Finance becomes make-or-break for SMB software providers

03 Oct 25 @ 13:46

Small and medium-sized businesses (SMBs) are rewriting the rules of software adoption. Once content to rely on management tools for accounting, payroll and inventory control, many now see financial capabilities... read more

Bundling Debit with BNPL: The next competitive frontier

09 Jul 25 @ 13:48

The payments landscape is always evolving – now Klarna and Affirm have pivoted beyond their buy now, pay later (BNPL) foundations to offer bundled, multifunctional payment credentials. This strategic shift... read more

Embedded Finance 2.0: Software’s bid to become banks

08 Jul 25 @ 10:43

The next payments revolution is unfolding not within banks or fintech unicorns, but across the SaaS platforms quietly embedding financial services into their ecosystems. Xero’s recent $2.5 billion acquisition of... read more

Mobey Forum: Embedded finance – a strategic roadmap for banks

25 Jun 25 @ 12:17

The digital economy continues to evolve and banks face a moment of reckoning. No longer can financial institutions afford to operate as mere destinations for transactional services. The future –... read more

Embedded finance in 2025: Why trust now defines success

10 Jun 25 @ 13:34

When Andreessen Horowitz partner Angela Strange famously declared in 2019 that “every company will be a fintech company,” the vision was clear. The vision was simple – businesses across all... read more

Payments in 2025: Simpler, smarter, faster

02 Jun 25 @ 11:39

As the industry gears up for the biggest payments event in the European region, we reflect that the global payments ecosystem is undergoing a radical transformation in 2025, as both... read more

Visa unveils agentic AI-powered payments future with Intelligent Commerce

01 May 25 @ 09:58

There is something in the air folks, first Amazon, then Mastercard and now Visa has unveiled a major strategic vision for the future of digital payments including agentic AI. The... read more

Payments 2025: Future tech horizon for consumer payments

30 Apr 25 @ 17:16

As global commerce undergoes a profound technological transformation, the payments landscape is poised for further disruption in consumer payments. Juniper Research’s Consumer Payments Tech Horizon 2025 offers a comprehensive strategic... read more

Europe’s Embedded Finance market: The €100 billion opportunity

20 Jan 25 @ 17:52

The embedded finance (EF) market is reshaping the financial landscape in Europe, offering a seamless integration of financial services into nonfinancial platforms. McKinsey forecasts predict that EF revenues in Europe... read more

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Visa and Mastercard move to end two-decade swipe fee battle

11 Jun 26 @ 16:00

A landmark legal battle that has shaped the economics of card payments in the United States for more than twenty years has taken another significant step toward... more

Bank of England Warns DLT Complexity in Settlements

18 May 26 @ 17:07

The Bank of England has found that distributed ledger technology could improve aspects of wholesale payments and settlement, but only at the cost of significant... more

Visa announces €500 Million European Investment Signals Strategic Response to Payments Sovereignty Push

31 May 26 @ 12:59

The debate around European payments sovereignty has intensified significantly over the past two years. Policymakers, regulators and financial institutions acros... more