E-Money

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2021: make or break for banks – is there time left for them to change?

08 Mar 21 @ 19:32

As part of our 2021 preview, we examine the issues facing retail and commercial banks as their customers join the digital economy. When it comes to digital adoption, some banks... read more

Could CBDC push shadow economy further into the darkness of crypto?

03 Mar 21 @ 16:55

If central bank continue to push CBDC and move towards digital cash it is likely to force a shadow economy worth trillions of dollars to recede further into the darkness.... read more

PCM long read: What’s on the cards for 2021

02 Mar 21 @ 17:26

From acquiring to fraud, the role of big tech, mobile wallets and faster payments – PCM’s James Wood asks industry leaders to play Gypsy Rosie Lee and read what’s on... read more

Report: Open Banking a global revolution or evolution?

23 Feb 21 @ 17:17

Open Banking, which allows third-party providers to access the financial information of banking customers through Application Programming Interfaces (APIs), was launched with the aim of providing customers with more tailored... read more

What is the potential impact of a digital euro on the financial system

23 Feb 21 @ 17:00

Throughout history, innovations in money have challenged and altered the structure of the financial system, but perhaps non more so than the concept of a digital euro. Time and time... read more

How has the regulatory landscape for the finance industry changed in 2020 – early 2021?

22 Feb 21 @ 15:19

Almost all countries increased regulation of the crypto finance industry in 2020. The COVID-19 pandemic provoked a significant boost of digital crimes, including money laundering, terrorist financing, online black marketing... read more

Bitpanda launches debit card that combines all assets into one card in real time

20 Jan 21 @ 16:31

Bitpanda is now taking pre-orders for their first physical product – the Bitpanda Card, facilitated by Visa. The card is linked to any asset in a user’s Bitpanda portfolio, allowing... read more

PBOC extends CBDC pilot to include contactless and NFC wearables

19 Jan 21 @ 12:56

The People’s Bank of China (PBOC) is reported to be extending its central bank digital currency (CBDC) pilot include a contactless wallet and NFC wearables to enable users to make... read more

2021: The Future of Banking-as-a-Service (BaaS)

17 Dec 20 @ 11:19

The COVID-19 pandemic has accelerated the digital transformation journey, with increasing numbers of non-finance digital brands embracing Banking as a Service (BaaS). At the same time, there remains a huge... read more

Banking in Europe: Banks and bank branches continue to decline

14 Dec 20 @ 16:30

The European Banking Federation today has published Banking in Europe: Facts & Figures, its annual update on the banking sector in Europe. The publication shows that the contraction in the European... read more

Project Helvetia – BIS and Swiss National Bank say CBDC experiment successful

10 Dec 20 @ 17:11

The Bank for International Settlements’ Innovation Hub (BISIH) Swiss Centre, the Swiss National Bank (SNB) and the financial infrastructure operator SIX say the completion of a joint proof-of-concept experiment that... read more

Banks suffer post COVID-19 consumer crisis of confidence

08 Dec 20 @ 09:17

The replacement of in-person branch interactions with impersonal digital transactions through online and mobile channels during the COVID-19 pandemic has accelerated the ongoing erosion of consumer trust in banks, according... read more

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Swift launches new framework for cross-border payments

09 Mar 26 @ 14:45

SWIFT has introduced a new international payments framework aimed at significantly improving the speed, transparency and predictability of cross-border retail t... more

Visa tests the foundations of agentic payments in Europe

17 Mar 26 @ 15:03

Visa is moving to bring agentic commerce closer to commercial reality, launching a new programme with banks across the UK and Europe to test how artificial inte... more

Credit’s next competitive frontier beyond top of wallet

12 Mar 26 @ 18:21

For years, the credit card industry has pursued a simple ambition: to become the card a consumer reaches for first. [caption id="attachment_52085" align="a... more