E-Money

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Research: COVID Triggers changes in payments habits amongst 80% of consumers

10 May 21 @ 13:57

More than eight in ten consumers (86%) say that their payments habits have changed since the start of the pandemic, with 59% trying a new payment method for the first... read more

New Payments Index: Consumer appetite for digital payments takes off

05 May 21 @ 17:48

As we know, when the world went into pandemic lockdown in 2020, consumers shifted their spending habits to embrace contactless and digital payments and online shopping. As stores closed and... read more

Digital Dollar Foundation announces 5 pilots of US CBDC

04 May 21 @ 12:18

The Digital Dollar Project, a non-profit organisation, has announced it will launch five pilot programs over the next 12 months to test the potential uses of a US central bank... read more

The future of the internet, e-commerce and payments

30 Apr 21 @ 11:06

The internet has changed the shape of how we live our modern lives and is an incredible thing, and something that continues to develop and improve year on year. But... read more

Plans for digital euro start to take shape post ECB public consultation

21 Apr 21 @ 14:11

Plans for the much vaunted digital euro have started to take shape this week after the findings from the ECB’s public consultation and signals from Frankfurt that offer some relief... read more

Bank of England announce Central Bank Digital Currency

20 Apr 21 @ 09:22

The Bank of England and HM Treasury have announced the joint creation of a Central Bank Digital Currency (CBDC) Taskforce to coordinate the exploration of a potential UK CBDC.A CBDC... read more

Who are banks competing against in payments now?

23 Mar 21 @ 18:09

For several decades, incumbent banks have held a comfortable leadership position in payments. But the rapid growth of digital payments has signalled opportunity for new market entrants to attack this... read more

Digital and Card Payments Yearbooks Interview: European Payments in 2021

18 Mar 21 @ 16:47

Amid rising hype about mobile wallets, P2P FinTech challengers and QR-code payments, this year’s Digital and Card Payments Yearbooks show a card segment in robust health, with business growing strongly.... read more

ECB pushing European Union for deeper control over stablecoins in bloc

15 Mar 21 @ 17:11

The ECB has recently petitioned European Union lawmakers  saying that they expect to have veto power over the launch of stablecoins and other potentially disruptive cryptocurrencies such as Facebook’s Diem... read more

Belgium: 1 in 7 transfers happens via instant payments

12 Mar 21 @ 09:08

Two years since its launch, Belgian instant payments are making real inroads in the country. Today, 20 banks process instant transfers, accounting for 95% of all current accounts in the... read more

Invasive apps: which apps are sharing your personal data?

10 Mar 21 @ 11:39

Apps form a part of our everyday life. From catching up with our friends to playing games, watching films, investing in stocks, making payments and banking, there’s not much we... read more

How Issuers can build modular ecosystems for modern payments

09 Mar 21 @ 17:08

The fast-moving digital payments market, driven by ever-increasing consumer demands, requires modular ecosystems that will keep pace with innovation. With legacy platforms no longer fit for purpose, pan-European processor Nets... read more

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Swift launches new framework for cross-border payments

09 Mar 26 @ 14:45

SWIFT has introduced a new international payments framework aimed at significantly improving the speed, transparency and predictability of cross-border retail t... more

Visa tests the foundations of agentic payments in Europe

17 Mar 26 @ 15:03

Visa is moving to bring agentic commerce closer to commercial reality, launching a new programme with banks across the UK and Europe to test how artificial inte... more

Credit’s next competitive frontier beyond top of wallet

12 Mar 26 @ 18:21

For years, the credit card industry has pursued a simple ambition: to become the card a consumer reaches for first. [caption id="attachment_52085" align="a... more