E-Money

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Merchant acquiring: The $100 billion opportunity in small business

14 Oct 21 @ 10:34

Over the past decade, core payments processing has become commoditised, squeezing the margins of merchant acquirers. Their future growth is likely to come from providing merchants with value-added services and... read more

Digital Pound Foundation launches to support development of CBDC and digital money ecosystem

14 Oct 21 @ 08:30

The Digital Pound Foundation has been launched by a core group of founding members as an independent forum to support the implementation of a well-designed digital Pound and digital money... read more

PCM Feature: Is there too much investment in payments?

13 Oct 21 @ 17:02

For more than a decade, the shift to e-commerce and mobile has brought huge amounts of investment into payments. As further fresh investment rounds are announced, PCM asks whether a... read more

Banks must urgently embrace next generation payments

13 Oct 21 @ 10:14

Payments are entering a new experience-driven era (Payments 4.X), ushered in by an accelerated transformation timeline due to COVID-19 and the growing digital appetite of customers, according to the World Payments... read more

Hong Kong shows strong signal to enter CBDC market with e-HKD

12 Oct 21 @ 08:10

The Hong Kong Monetary Authority (HKMA) has recently published a technical whitepaper on retail central bank digital currency (CBDC), becoming one of the 82 countries now exploring the move to... read more

R3 acquires regulated markets stablecoin issuance capability with Ivno

12 Oct 21 @ 08:05

R3 has acquired the technology and team of the financial asset tokenization specialist Ivno, enabling the use of Ivno-developed capabilities across the Corda platform. This acquisition further strengthens R3’s capabilities in the... read more

Three trends redefining the global cross-border payments market

11 Oct 21 @ 08:45

Global cross-border payment flows are expected to reach $156 trillion in 2022. This trillion-dollar cross-border payments market is being shaken up by a rush of new entrants that promise to... read more

World Payments Report: Non-cash transaction growth hit hard by COVID

08 Oct 21 @ 12:06

The pandemic affected business as usual in all sectors. But in the payments industry, business hasn’t been usual for years. So, when lockdowns, supply chain interruptions, and economic uncertainty consumed... read more

Visa launch stablecoin and CBDC Universal Payments Channel

30 Sep 21 @ 15:23

Visa has announced the launch of a Universal Payments Channel that will support transactions between stablecoins and CBDCs. It an ambitious idea from Visa at this time as it hopes... read more

Four markets predicted to succeed in the evolving payments landscape

23 Sep 21 @ 11:05

A new white paper unveils the markets which will be at the forefront of powering the payments industry in the coming years. Released by Transact Payments Ltd (TPL), it reveals that... read more

FinTechs approach profitability – but will it last?

17 Sep 21 @ 16:06

The FinTech sector – often hyped as the answer to banks’ digitisation woes – demonstrated resilience during the COVID-19 pandemic, with leading FinTechs recording double-digit growth despite sector-wide operational and... read more

BIS ramps up Project Dunbar multi country cross-border CBDC transactions

02 Sep 21 @ 09:56

The Bank for International Settlements (BIS) and four central banks will test the use of CBDC for cross-border transactions, as global regulators seek to improve the speed and movement of... read more

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Legacy infrastructure leaves Banks unprepared for real-time

06 Jul 26 @ 20:34

European banks risk falling behind in the race towards real-time payments and faster securities settlement unless they accelerate investment in automation and m... more

Visa expands AI and Cybersecurity strategy in Europe

07 Jul 26 @ 19:13

Visa has unveiled a new cybersecurity platform designed to help financial institutions identify threats before they develop into fraud, while simultaneously rev... more

Swedish court orders Google to pay Klarna-owned PriceRunner

07 Jul 26 @ 19:13

Google has been ordered to pay approximately $1.97 billion in damages to PriceRunner, the price comparison platform owned by Klarna, following a landmark compet... more