E-Commerce

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An update on interchange fees between the UK and EEA

24 Nov 21 @ 16:47

As of January 2021, the United Kingdom broke away from its long standing relationship with its closet neighbour and is therefore no longer part of the EEA. As a result,... read more

Buy Now Pay Later fraud risks set to rise this Black Friday

24 Nov 21 @ 13:18

A significant increase in Buy Now Pay Later (BNPL) transactions expected this Black Friday and Cyber Monday is forecast to put businesses and consumers at heightened risk of falling victim... read more

Current fraud defences aren’t working. Fraud engines need supercharging!

23 Nov 21 @ 16:36

As digital commerce becomes a mainstay of everyday life, better automation in monitoring transactions for fraud is a necessity. Despite the best efforts of our industry, payments fraud continues to... read more

M-commerce: the new leader in electronic commerce

22 Nov 21 @ 17:33

Lockdowns have drastically shifted the way consumers interact with mobile and accelerated the move toward m-commerce, eclipsing previous years’ predictions. As restrictions have progressively eased throughout 2021 in many markets,... read more

FinTech Wars: A feud that started small but threatens the incumbents

22 Nov 21 @ 16:55

Amazon.com is showing its aggressive side. The e-commerce giant has started a kind of fight with Visa over the costs of using its credit cards, but it won’t confront the... read more

How customer payment method preferences have changed

22 Nov 21 @ 16:10

Customer payment preferences have changed as we adapt to a new financial reality. In the latest Carat Insights Report Fiserv analysed over $3 trillion in payments data, combined with a consumer... read more

Redefining omni-channel for a better Retail experience

19 Nov 21 @ 16:09

The pandemic accelerated the move to online shopping. With lockdown restrictions having been in place, it’s no surprise that global e-commerce grew by 25% in 2020; it’s expected to grow... read more

Major UK retailers back Bitcoin based loyalty scheme

19 Nov 21 @ 09:16

Major UK retailers have clubbed together and plan to give online shoppers cash back in Bitcoin it has been claimed. The crypto loyalty scheme is expected to launch in 2022,... read more

Prediction time: Five FinTech trends to watch in 2022

18 Nov 21 @ 16:28

In the year ahead, consumer behaviour and early adoption of new technology are set to continue to transform the financial services market. FinTechs and banks are in a race to... read more

COVID-19 led to a ‘levelling up’ in European e-commerce

15 Nov 21 @ 17:45

It’s commonly understood that the recent pandemic saw e-commerce grow across Europe. However, analysts at RetailX claim that growth in markets with lower internet penetration and fewer digital shoppers was... read more

Half of global consumers comfortable making digital payments after COVID-19

12 Nov 21 @ 16:40

A new research paper by 451 Research, commissioned by Discover Global Network found digital payment services and financial technology partnerships are reshaping the way in which consumers around the world send,... read more

Retail in 2022 – what are the main drivers and predictions

12 Nov 21 @ 16:24

Retail continues to face a number of challenges, including supply chain issues that are still hampering the shipping and delivery of goods. Moving into 2022, everyone is looking forward to... read more

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Swift launches new framework for cross-border payments

09 Mar 26 @ 14:45

SWIFT has introduced a new international payments framework aimed at significantly improving the speed, transparency and predictability of cross-border retail t... more

Credit’s next competitive frontier beyond top of wallet

12 Mar 26 @ 18:21

For years, the credit card industry has pursued a simple ambition: to become the card a consumer reaches for first. [caption id="attachment_52085" align="a... more

Visa tests the foundations of agentic payments in Europe

17 Mar 26 @ 15:03

Visa is moving to bring agentic commerce closer to commercial reality, launching a new programme with banks across the UK and Europe to test how artificial inte... more