Decentralised Finance

Showing Latest Decentralised Finance

New fraud types hit crypto industry

27 Apr 23 @ 08:53

As the year canters on and the dust settles on the crypto crash, it might be tempting to think crypto’s over. But think again: as of January 3, 2023, more... read more

Why embedded finance is set to change the payments world

24 Apr 23 @ 09:25

The global finance industry was worth, by one estimate, $22.5 trillion in 2021. This vast market – encompassing banking, insurance, loans, payments, savings and more – comprises a quarter of the world’s... read more

MiCA and the future of cryptocurrency – An economists view

19 Apr 23 @ 17:15

In October 2022, the European Union finalised the text of its regulatory framework called Markets in Crypto-Assets or MiCA. The final vote on the new regulation is scheduled for April 19, 2023, meaning the... read more

The Bots and the Banks – The power of ChatGPT

18 Apr 23 @ 10:52

Back in 2019, I wrote a piece for Wired predicting that in time robots will take over in banking just as they have done in manufacturing. I said that going to the... read more

Report: UK Open Banking market at “crossroads”

31 Mar 23 @ 12:51

A new report on Open Banking by the Coalition for a Digital Economy (Coadec) states that “UK Open Banking is at a crossroads”. A multi-billion pound sector stands on the... read more

Global Open Finance Report: Transition continues at the international level

27 Mar 23 @ 15:44

Open Finance is a consolidated reality both at international and European level: to date, more than 40 countries have launched initiatives in this area. The transition to Open Finance can... read more

NAB gets competitive with AUDN stablecoin pilot

20 Mar 23 @ 17:35

National Australia Bank (NAB) appears to be going head to head with its own Central Bank in a race to launch its own stablecoin AUDN. Earlier this month, Payments Cards... read more

Silvergate Bank winds up and heads for insolvency

09 Mar 23 @ 11:56

On the 3rd of March Payments Cards & Mobile reported on the dangers of banks betting big on the cryto boom and the possible fall out from that bet. Today,... read more

Japan Metaverse Economic Zone

06 Mar 23 @ 16:43

10 major Japanese Tech and Finance powerhouse have joined together to launch the Japan Metaverse Economic Zone. The companies have signed a basic agreement for the building of an Open... read more

ECB: Rollout approach for the digital euro

27 Feb 23 @ 17:43

P2P payments, Online and Offline POS payments and then e-commerce payments should be the order of priorities for the digital euro, the European Central Bank has said in documents published on... read more

IMF sets out framework for effective policies on crypto assets

27 Feb 23 @ 15:07

In early February, the Executive Board of the International Monetary Fund (IMF) discussed a board paper on Elements of Effective Policies for Crypto Assets that provides guidance to IMF member... read more

Banks beginning to engage with the Metaverse

21 Feb 23 @ 18:25

For much of the past few years, if there was a focus on a Web 3.0 technology, it was probably blockchain, with cryptocurrency investments booming and technologies like NFTs promising... read more

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Visa and Mastercard move to end two-decade swipe fee battle

11 Jun 26 @ 16:00

A landmark legal battle that has shaped the economics of card payments in the United States for more than twenty years has taken another significant step toward... more

Bank of England Warns DLT Complexity in Settlements

18 May 26 @ 17:07

The Bank of England has found that distributed ledger technology could improve aspects of wholesale payments and settlement, but only at the cost of significant... more

Visa announces €500 Million European Investment Signals Strategic Response to Payments Sovereignty Push

31 May 26 @ 12:59

The debate around European payments sovereignty has intensified significantly over the past two years. Policymakers, regulators and financial institutions acros... more