BNPL

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Flexible, sustainable, secure: why virtual cards make sense for all

04 Jan 23 @ 17:24

As consumer attitudes change and technology develops, it’s time for virtual cards to become more prevalent. According to cloud services firm Mambu, two-thirds of consumers expect their bank to deliver... read more

US credit card spending drops, users move to BNPL

03 Jan 23 @ 12:52

For some time, the US credit card business has struggled with burgeoning costs and decreasing profitability. Now a range of factors – including rising inflation, a weakening economy and increased... read more

New white paper: How acquirers can solve the payments puzzle

03 Jan 23 @ 12:28

A new white paper from Tribe Payments outlines the huge opportunities for acquirers in the digital economy. In the last 10 years, the way consumers pay has changed beyond all... read more

PE on ice over winter as deal values fall during 2022

05 Dec 22 @ 19:27

The rising cost of leverage as well as volatile valuations amidst a global economic downturn and tightening monetary policies have been identified as the greatest challenges facing the private equity... read more

BNPL surges during cost of living crisis to 13.5 million UK users

01 Dec 22 @ 17:08

More than one quarter of UK consumers are turning to Buy Now Pay Later (BNPL) schemes, according to Forbes Advisor, which researched consumer behaviour and attitudes towards BNPL service, as... read more

Embedded payments – What does the future look like?

15 Nov 22 @ 16:25

As part of our ongoing quest to demystify the hype and find the truth in payments, we take a look at the latest buzz-word, “embedded payments” and ask what it... read more

Klarna Australia adds to company woes with “catastrophic” losses

01 Nov 22 @ 17:56

Klarna Australia has added to the already disastrous set of reporting from its main company by reporting $56 million in losses last year. The result has been described as “catastrophic”... read more

One in eight consumers have experienced BNPL fraud in UK

01 Nov 22 @ 14:17

New research shows that only a third of UK consumers trust Buy Now Pay Later (BNPL) services to protect their data having suffered BNPL fraud. The UK study, by Callsign,... read more

Has Apple bitten off more than it can handle with Apple Pay Later?

21 Oct 22 @ 10:05

First came Apple Pay. Then the Apple Card, in partnership with Goldman Sachs. Now Apple has entered the burgeoning Buy-Now-Pay-Later (BNPL) market with Apple Pay Later. So is Apple looking... read more

BNPL – Not such a great idea after all?

18 Oct 22 @ 09:12

In this article we look at the effect of an economic slowdown on payment choices, and ask whether BNPL will continue to be the poster-child of payments in this new... read more

E-commerce fraud losses to exceed $48 billion globally

12 Oct 22 @ 16:53

A new study has found that the total cost of e-commerce fraud to merchants will exceed $48 billion globally in 2023, from just over $41 billion in 2022. It predicts... read more

Embedded finance transaction value to more than double to $7 trillion

14 Sep 22 @ 12:40

Embedded finance, the integration of value-added financial services into software offerings, is set to redefine how consumers and businesses build and manage relationships with financial services, according to new research and... read more

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Takeover talk swirls as PayPal’s valuation slumps

24 Feb 26 @ 12:45

After a bruising year on the public markets, PayPal has become the subject of early-stage takeover interest, underscoring how sharply sentiment has shifted arou... more

The evolution of POS: From terminals to touchpoints

04 Feb 26 @ 17:17

For decades, the POS terminal was a steadfast but unremarkable fixture of retail life — the small, grey box whose sole purpose was to approve or decline a car... more

Major European wallets agree cross-border payments rollout

09 Feb 26 @ 13:24

Europe’s long-running ambition to reclaim control over its payments infrastructure has taken a tangible step forward. A new memorandum of understanding signe... more