Alternative Payments (APMs)

Showing Latest Alternative Payments (APMs)

The evolution of Domestic Schemes for the new economy

24 Sep 21 @ 11:17

The 2021 iteration of the Domestic Payments Jury Report shows domestic schemes morphing into new payments channels in response to the COVID-19 pandemic – and challenging our perception of what it means... read more

Report: BRC survey findings demand further reforms to interchange fees

24 Sep 21 @ 09:54

The Payments Survey is an annual publication of the BRC (British Retail Consortium) measuring the sales volumes and values of different payment channels employed by retailers across the UK. Conducted... read more

Are Europeans really ready for Instant Payments?

20 Sep 21 @ 16:56

Another day, another headline telling us account-to-account and “faster” or instant payments are taking over across Europe. In March this year, Swedish account-to-account specialist Trustly said its payments volumes were... read more

FinTechs approach profitability – but will it last?

17 Sep 21 @ 16:06

The FinTech sector – often hyped as the answer to banks’ digitisation woes – demonstrated resilience during the COVID-19 pandemic, with leading FinTechs recording double-digit growth despite sector-wide operational and... read more

Going digital: India leads real-time payments globally

06 Sep 21 @ 19:55

Across the world, digital payments are now synonymous with mobile payments, with the rate of adoption directly linked to access to smartphones and telecoms networks. The furious growth in digital... read more

How Request to Pay will transform the payments landscape

12 Aug 21 @ 10:06

Request to Pay – a new standard for requesting a payment – is being built on top of existing payment infrastructure throughout Europe. With a patchwork of existing account-to-account solutions... read more

The payments landscape: How Latin Americans pay for e-commerce

17 Jun 21 @ 09:42

Credit cards are the most used payment method for e-commerce purchases in Latin America. But that doesn’t mean these are the preferred payment methods in the region – only that... read more

UK Finance 2021 Payments Market Report – Contactless and Mobile on top

16 Jun 21 @ 12:02

UK Finance has released its 2021 Payments Market Report, an analysis of all forms of payments over 2020 showing the impact the Covid-19 pandemic and resultant lockdowns had on the... read more

Bank of England: Digital Money and Central Bank Digital Currency

07 Jun 21 @ 16:27

The Bank of England has published a Discussion Paper which aims to broaden the debate around new forms of digital money and seek views on the Bank’s emerging thoughts on... read more

Decoding Response Codes: How to boost payments performance

04 Jun 21 @ 09:39

Payments can fail for multiple reasons. The challenge merchants face is understanding why. The best way to gain that understanding is to have access to the response codes generated by... read more

Interview with Horst Forster, Research Director At Payments Cards & Mobile

17 May 21 @ 16:14

Horst Forster is a European payments expert with decades of experience in payments consulting and financial technology research. He runs PCM’s Digital and Card Payments Yearbooks, as well as working on... read more

European payments in 2021: Cards remain No. 1 for consumers

17 May 21 @ 16:04

Amid rising hype about mobile wallets, P2P FinTech challengers and QR-code payments, this year’s Digital and Card Payments Yearbooks show a card segment in robust health, with business growing strongly.... read more

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Wero expands into Austria as Europe’s payments ambitions gather momentum

23 Jun 26 @ 18:52

The European Payments Initiative (EPI) has secured a significant boost to its ambitions of creating a pan-European payments network, with Austria’s largest ba... more

UK fraud losses reach four-year high

16 Jun 26 @ 18:17

Financial fraud losses in the UK climbed to their highest level in four years during 2025, highlighting the growing sophistication of criminal networks and rais... more

Major UK Banks unite to develop digital verification service

30 Jun 26 @ 07:05

Barclays, HSBC, Lloyds Banking Group, Nationwide Building Society, NatWest Group and Santander UK are working with UK Finance in the development of a voluntary ... more