Alternative Payments (APMs)

Showing Latest Alternative Payments (APMs)

Apple Pay Later product to use $73 billion cash reserves to fund loans

10 Jun 22 @ 10:46

I told you so! During Money 2020 I was asked many times about Apple Pay Later and how they would fund the loans. My response? “why would you use Goldman... read more

M2020 Live: Embedded payments remain a mystery to consumers

08 Jun 22 @ 19:23

Embedded payments is one of the hottest trends in FinTech, but despite the buzz about this transaction revolution across the industry, 49% of consumers have never heard of the term... read more

Open Banking is a massive opportunity for marketplaces

08 Jun 22 @ 18:58

Online marketplaces may be the greatest business success story of the last twenty years. Perhaps the most well known are Amazon – revenue $477 billion last year, up 14% –... read more

M2020 Live: Banking Circle supports interoperability between national mobile payment systems

07 Jun 22 @ 19:21

The German-Austrian Bluecode and the Swiss TWINT are the first mobile payment systems to become interoperable with one another. Interoperability of the two systems is based on the specifications of... read more

M2020 Live: Open Banking payments will become most popular payment method

07 Jun 22 @ 15:54

Nuapay has released new data revealing that 1 in 4 (25%) merchants predict Open Banking payments will become the most popular payment method amongst customers in the next 5 years.... read more

Ingenico enable Alipay+ rollout to millions of merchants, banks and acquirers

31 May 22 @ 13:22

Ingenico and Ant Group have announced details of their  partnership that will allow acquirers and other payment service providers to implement Alipay+ seamlessly across their merchant networks using Ingenico’s PPaaS... read more

77% of Gen Z are ditching physical wallets for mobile wallets

26 May 22 @ 17:08

Marqeta has released a report looking at consumer payment, mobile wallets, banking and shopping preferences, showing digital adoption is on the rise. The company surveyed of 4,000 consumers across three... read more

NatWest completes first ‘non-sweeping’ customer payments through VRP

26 May 22 @ 16:33

NatWest Group is the first UK bank to go beyond the requirement for banks to provide Variable Recurring Payments (VRP) for sweeping – the automatic transfer of money between two... read more

Open Banking is forging a new era in European payments

24 May 22 @ 08:54

A new white paper from leading digital finance company Plaid says the advent of Open Banking will herald a revolution in payments. The paper explains the implications of this new era... read more

Online consumer shopping behaviour: Digital wallets taking over

20 May 22 @ 12:49

Worldline has published a research report which highlights the latest insights in online shopping and digital wallets. The findings show that convenience, payment options, price and ethical concerns are some... read more

CMA clarifies definition of Variable Recurring Payments for Sweeping

20 May 22 @ 12:24

In July 2021, the CMA mandated the use of variable recurring payments (VRPs) as the mechanism for implementing sweeping under item A10 of the Roadmap (the July letter). In the... read more

BNPL fraud – Tackling the challenges of fraud and scams

16 May 22 @ 17:59

Buy Now, Pay Later (BNPL) financing has become hugely popular over the last few years. However, as the industry grows and providers expand their offerings, BNPL fraud is likely to... read more

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Wero expands into Austria as Europe’s payments ambitions gather momentum

23 Jun 26 @ 18:52

The European Payments Initiative (EPI) has secured a significant boost to its ambitions of creating a pan-European payments network, with Austria’s largest ba... more

UK fraud losses reach four-year high

16 Jun 26 @ 18:17

Financial fraud losses in the UK climbed to their highest level in four years during 2025, highlighting the growing sophistication of criminal networks and rais... more

Major UK Banks unite to develop digital verification service

30 Jun 26 @ 07:05

Barclays, HSBC, Lloyds Banking Group, Nationwide Building Society, NatWest Group and Santander UK are working with UK Finance in the development of a voluntary ... more