Alternative Payments (APMs)

Showing Latest Alternative Payments (APMs)

Q&A: 2023 in payments – digital wallets, SoftPOS and CBDCs

14 Feb 23 @ 17:09

The last year saw substantial change for consumer payments. BNPL (Buy Now, Pay Later), mobile payments and SoftPOS entered the mainstream, while CBDCs took another major step forward. But what’s... read more

Report: What makes the perfect payment partner?

09 Feb 23 @ 16:08

A new report from Banking Circle suggests that the services currently offered by Payment Service Providers aren’t going far enough to support the shift to e-commerce. The report, The perfect... read more

The Global Payments Innovation Jury on BNPL and CBDC

08 Feb 23 @ 17:24

The Global Payments Innovation Jury has published its 2022 report into the direction of the industry. Payments Cards & Mobile (PCM) caught up with Jury Chairman John Chaplin (JC) to... read more

SPACE study: How do Europeans pay and want to pay?

07 Feb 23 @ 18:08

Digitalisation has changed, and will continue to change, the way people make payments. Today’s payment options are in some ways unrecognisable from what was available a decade ago. Using a... read more

Four steps to delivering complex digital transformation projects in fast-changing environments

07 Feb 23 @ 14:37

The rate of change in the business world is increasing exponentially. Disruptive companies are upending whole industries by introducing new technologies and business models quickly copied and adopted by their... read more

Feature: The European payments landscape for 2023

06 Feb 23 @ 18:24

Payments Cards & Mobile’s exclusive annual review of European payments data from 33 European countries confirms the growth of online payments versus in-person, as well as the dominance of debit... read more

How to choose a great payment gateway

06 Feb 23 @ 11:02

A good payment gateway is the backbone of online businesses. It makes the payment experience both fast and secure. However, it is challenging to choose the perfect gateway with so... read more

Mobile wallets gaining popularity in US

30 Jan 23 @ 18:20

Modern life virtually requires that each of us has our devices accessible at any time. So how is it that most Americans still find that using a credit card is... read more

Consumer e-commerce remains strong despite economic headwinds

30 Jan 23 @ 17:46

Despite a challenging economic environment, the 2022 holiday shopping season exceeded projections, according to e-commerce research from ACI Worldwide. The research analysed millions of e-commerce transactions on an annual basis... read more

An update on Apple Pay antitrust lawsuits

27 Jan 23 @ 11:22

Back in July last year, Apple was sued in a proposed class action by payment card issuers accusing Apple Pay of abusing its market power in mobile devices to thwart... read more

US Banks toughen competition in digital wallet race

24 Jan 23 @ 14:57

That consumers are turning to digital wallets at an increasingly faster pace is no major headline. However, the losses that the move could cause banks is definitely a painful awakening... read more

Nigeria’s payments opportunity may be slow in coming – but will be huge

19 Jan 23 @ 11:00

Nigeria’s mobile-payments transactions are growing at one of the fastest rates in the region, with the sector looking set to dominate the future of payments here, according to a brand-new... read more

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Visa tests the foundations of agentic payments in Europe

17 Mar 26 @ 15:03

Visa is moving to bring agentic commerce closer to commercial reality, launching a new programme with banks across the UK and Europe to test how artificial inte... more

Credit’s next competitive frontier beyond top of wallet

12 Mar 26 @ 18:21

For years, the credit card industry has pursued a simple ambition: to become the card a consumer reaches for first. [caption id="attachment_52085" align="a... more

Visa and Fiserv partnership extends API-led acceptance platform

22 Mar 26 @ 18:30

Visa and Fiserv are extending their long-running partnership in Europe with a new API-driven acceptance offering designed to simplify merchant acquiring and mod... more