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Why the two most common approaches to PSD2 compliance don’t work

28 Jun 22 @ 16:27

It’s been two months since PSD2 enforcement started in the UK, and we have taken a look at data from merchants to see what patterns are emerging and what we... read more

Understanding Authentication Vs Authorisation in the SCA era

27 Jun 22 @ 09:02

Since SCA (Strong Customer Authentication) was introduced for online retailers in the UK earlier this year, there have also been added complications for merchants when determining the most efficient and cost-effective... read more

PCM Feature: Loyalty goes digital

24 Jun 22 @ 15:30

Credit card reward schemes have been in the doldrums for years. With “alt pays” such as account-to-account payments and crypto slowly replacing cards, we ask what’s happening to reward schemes,... read more

Biometric authenticated mobile payments to reach $1.2 trillion 2027

21 Jun 22 @ 17:10

A new study has found that the value of biometric authenticated remote mobile payments will reach $1.2 trillion globally by 2027; rising from $332 billion in 2022. This growth of... read more

UK PSR to review Visa and Mastercard scheme and interchange fees

21 Jun 22 @ 16:57

The UK’s Payment Systems Regulator (PSR) has set out its plans showing how it proposes to carry out two market reviews focusing on card fees. One looks at scheme and... read more

Demystifying Crypto: Cryptocurrency adoption by businesses and consumers

17 Jun 22 @ 08:43

At Checkout, we’re committed to enabling businesses like Binance, Blockchain.com, Crypto.com, Farfetch and Sony to thrive in the digital economy. That’s why, for the past few years, we have been... read more

Survey: Merchants getting ready for cryptocurrency

16 Jun 22 @ 10:07

When an American online retailer became the first major merchant worldwide to accept cryptocurrency as payment in 2014, it was big news. Since then, digital currency has entered the mainstream.... read more

Will the growth of embedded finance finally deliver true financial inclusion for SMEs?

15 Jun 22 @ 09:00

The financial space has a long history of exclusionism for small business owners. Slow processes, backwards-looking risk models and finance providers that don’t seem to truly understand the needs of... read more

Apple Pay Later product to use $73 billion cash reserves to fund loans

10 Jun 22 @ 10:46

I told you so! During Money 2020 I was asked many times about Apple Pay Later and how they would fund the loans. My response? “why would you use Goldman... read more

M2020 Live: Embedded payments remain a mystery to consumers

08 Jun 22 @ 19:23

Embedded payments is one of the hottest trends in FinTech, but despite the buzz about this transaction revolution across the industry, 49% of consumers have never heard of the term... read more

Open Banking will enable faster, fairer credit checking for BNPL

06 Jun 22 @ 09:15

Buy Now, Pay Later (BNPL) has been a payments phenomenon in recent years – however, regulators are now looking at more stringent legislation to protect consumers. While the success of... read more

Australian competition authority sues Mastercard for anti-competitive pricing

01 Jun 22 @ 13:02

Mastercard finds itself in the dock with the Australian Competition and Consumer Commission (ACCC) which has launched an civil action over alleged anti-competitive pricing activity in the card payments market.... read more

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Agentic commerce triggers new battle over checkout control

27 Jan 26 @ 17:55

The rapid advance of agentic commerce is forcing e-commerce platforms to confront an uncomfortable question: who controls the checkout when machines, not humans... more

Pay by Bank – The future of Europe’s payment sovereignty

28 Jan 26 @ 22:23

Europe’s strategic autonomy debate has expanded far beyond defence and energy. [caption id="attachment_57038" align="alignright" width="400"] Pay by Bank... more

NRF: Agentic Commerce – from concept to commercial reality

26 Jan 26 @ 22:01

At NRF Big Show in New York, agentic commerce emerged as more than a futuristic talking point. [caption id="attachment_57648" align="alignright" width="375... more