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Plaid Pushes AI Deeper Into Credit, Fraud and Payment Risk

08 Oct 26 @ 20:03

Plaid is expanding its use of AI across lending, fraud detection and payments, with a new generation of models designed to interpret financial behaviour over time rather than rely on... read more

Plaid targets ACH payment risk with new guaranteed settlement solution

26 May 26 @ 20:22

Open banking and payments infrastructure provider Plaid has launched a new guaranteed ACH payments solution designed to reduce settlement risk and accelerate transaction approvals for businesses operating in the digital... read more

Same Day ACH passes major milestone in 2024

31 Jan 25 @ 14:08

Led by phenomenal growth in Same Day ACH, Nacha reported across-the-board gains in ACH payments volume and value in 2024. Same Day ACH payment volume topped the 1 billion mark,... read more

ACH Network surpasses 3 billion payments in 2023

15 Feb 24 @ 11:40

Led by strong growth in Same Day ACH and business-to-business (B2B) payments, the ACH Network securely handled 31.5 billion payments valued at $80.1 trillion in 2023. Payment volume for the... read more

Fraud report reveals attempted fraud transactions increased 92%

15 May 23 @ 15:07

NICE Actimize has released a Fraud Insights Report that delves into the banking and payments landscape and uncovers the most pressing threats and patterns impacting financial institutions. Leveraging collective intelligence... read more

Major trends impacting payments modernization in 2023

05 May 23 @ 15:42

The evolving payments landscape in commercial banking is a continued area of focus for financial institutions (FIs) and vendors. Broadly described as infrastructure or payments modernization efforts, FIs in particular... read more

ACH Network moves 30 billion payments – $77 trillion in 2022

22 Feb 23 @ 18:39

The modern ACH Network processed 30 billion payments valued at $76.7 trillion in 2022, increases of 3% and 5.6% respectively over 2021. “2022 marked the tenth consecutive year in which... read more

J.P. Morgan launch Open Banking play with “Pay-by-Bank” in US

14 Nov 22 @ 09:23

Consumers are looking for greater choices like mobile payments, crypto wallets, and person-to-person payment apps, which are taking their place alongside staple payment methods like cards and bank-to-bank ACH payments.   The latest... read more

Has Elon Musk set his sights on the payments industry via Twitter acquisition?

09 Nov 22 @ 18:01

Elon Musk has taken over as CEO of Twitter. There may be many reasons why the worlds nuttiest (richest) man paid $44 billion for the loss making enterprise including to... read more

US Federal Reserve study shows dramatic changes to US payments market

06 Jan 22 @ 11:46

The United States’ Federal Reserve has issued an update to its Federal Reserve Payments Study (FRPS) on the US payments market to include findings from recent survey data. The findings... read more

2020 Top 50 financial institution ACH originators and receivers

07 Apr 21 @ 10:00

Nacha has released its Top 50 rankings of financial institution originators and receivers of ACH payments for 2020. The Top 50 originating financial institutions handled a volume of almost 23.1... read more

ACH Network sees record growth in 2020 to 26.8 billion payments

04 Feb 21 @ 17:15

Payment volume on the ACH Network experienced record growth in 2020 as the pandemic accelerated the nation’s shift to electronic payments. The 26.8 billion payments made on the ACH Network... read more

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Mastercard and BVNK Launch Platform Linking Fiat and Stablecoin Payments

20 Oct 26 @ 09:06

Mastercard has launched a new platform with BVNK that brings fiat currencies and stablecoins together through a single API, marking the first major integration ... more

Visa Builds Agentic Commerce Infrastructure as Credentials Reach 5.2 Billion

29 Oct 26 @ 19:39

Visa is expanding its payments infrastructure around agentic commerce, stablecoins and tokenisation as its global credential base reaches 5.2 billion and ... more

Starling Builds UK-Sovereign AI Model With Nvidia and Civo

15 Oct 26 @ 19:41

Starling is developing a transactional foundation model with Nvidia that will be trained and hosted entirely within a UK sovereign cloud, as the digital bank lo... more