trending
Bank of America has offered a striking illustration of how corporate treasury is being reshaped by mobile technology, real-time data and artificial intelligence.
Bank of America’s CashPro app usage rises 20%
The bank says clients approved a record $1.2tn in payments through its CashPro App in 2025, equivalent to roughly $38,000 every second, while sign-ins to the platform rose 20 per cent year on year.
The figures point to a clear shift in treasury operations. Mobile access is no longer simply a useful add-on for finance teams; it is becoming an essential part of how businesses manage payments, liquidity and risk in fast-moving conditions.
In periods of market volatility, the ability to approve transactions, review balances and respond to events away from a desktop is increasingly valuable.
Why mobile treasury usage is accelerating
Bank of America attributes the growth in usage to three forces in particular: demand for real-time visibility, wider use of biometric authentication and a growing preference for push-based workflows over email.
The app gives users immediate access to cash positions and balances, while newer features also bring capital markets intelligence into the mobile environment.
Since late 2025, clients have been able to view investment-grade bond market data and use AI-driven analytics to assess issuance conditions directly from a handset. That reflects a broader trend in treasury, where decision-making is becoming more data-led and more immediate.
Security is also proving central to adoption. QR-based sign-in and biometric authentication mirror the ease of consumer apps while meeting the higher standards required in commercial banking.
Meanwhile, push notifications and mobile token approvals are helping firms move away from email-based processes that are slower and more exposed to spoofing risks.
A sign of where treasury is heading
CashPro’s growth underlines how treasury management is evolving towards always-on, mobile-first workflows supported by AI. Later this year, Bank of America plans further upgrades, including redesigned payment approval features and a new digital identity verification process for administrators.
For corporate treasurers, the direction is unmistakable: faster decisions, stronger security and more intelligence delivered in the palm of the hand.
Comments