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Worldline has announced a strategic partnership with Fipto, a European fintech specialising in stablecoin payment infrastructure, to develop the next generation of digital payment rails.
Worldline and Fipto partner on stablecoin payments
The collaboration aims to demonstrate how stablecoins can improve settlement efficiency, interoperability, and financial sovereignty across Europe’s rapidly evolving payments ecosystem.
Stablecoins are gaining global traction as a bridge between conventional finance and decentralised systems.
They enable near-instant, borderless, and programmable transactions, offering potential cost savings and greater transparency compared to legacy systems.
While adoption has been particularly strong in the US and parts of Asia, Europe is now stepping up efforts to shape its own digital money infrastructure.
“Stablecoins are transforming payments, but Europe must actively shape this infrastructure to maintain technological sovereignty and drive innovation,” said Thibault Pelé, Head of Digital Currencies at Worldline.
“Our ambition is to advance the next generation of payment solutions, where virtual and traditional digital money coexist seamlessly.”
Blending Traditional and Digital Finance
The Worldline–Fipto partnership will explore a range of use cases for stablecoin-based payments and settlements, spanning both merchant services and institutional applications.
By leveraging the 24/7, programmable nature of stablecoins, the companies intend to demonstrate how digital assets can complement, rather than replace, existing banking and card networks.
Through pilot projects already underway in Europe and the Asia-Pacific region, the collaboration aims to build bridges between traditional payment rails and blockchain-based infrastructure.
These initiatives could enable merchants, banks, and corporates to choose between stablecoin and fiat settlement options depending on cost, speed, and liquidity requirements—without compromising on compliance or interoperability.
“By partnering with Worldline, we’re advancing practical use cases that show how stablecoins can enhance payment efficiency and resilience,” said Patrick Mollard, Co-Founder and CEO of Fipto.
“As a regulated and agile European fintech, Fipto brings the technology and execution speed needed to turn innovation into real-world value.”
A Strategic Step Toward Europe’s Digital Sovereignty
The partnership aligns with a broader European agenda to foster financial sovereignty and technological innovation in the face of global competition.
As the European Central Bank moves closer to issuing a digital euro, initiatives such as this underline how private-sector collaboration will be vital to building the digital infrastructure of the future.
Rather than forcing a choice between traditional and digital currencies, Worldline and Fipto envision a unified financial ecosystem—one where both coexist securely and efficiently.
Their work could help define how Europe’s payments industry evolves in an era of programmable money and cross-border digital finance.
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