sync. is a Payment Service Provider (PSP) with a fresh approach to managing personal finance. sync. launched in August 2020, aiming to help customers budget, manage and track their money in one place, offering a unique user experience as a money management platform with tailored insights. It does this by leveraging Open Banking, allowing users to connect all their debit and credit accounts, loans and mortgages alongside the sync. X card. The app’s features will include creating and holding money in a GBP and/or EUR current account, opening multiple currency accounts with immediate currency exchange, money transfers, debit card payments, and worldwide instant digital payments (Peer-to-Peer & QR code).