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Account takeover, in which customer credentials are stolen or faked by criminals to gain access to customer accounts, is becoming a significant and complex challenge for digitally-enabled businesses everywhere. 

From financial services and e-wallets to airlines, lodging and healthcare, account takeover is one of the fastest-growing forms of commercial fraud on the planet. 

ATO occurs when criminals harvest consumers’ stolen log-in credentials for use in fraudulent transactions. Growing fastest in the mobile internet environment, ATO is estimated to have risen by 80 percent in 2019 alone.

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