Showing results for 'open banking' in all areas
657 Articles | 129 Magazines | 16 Research | 9 Whitepapers

UK Open Banking passes One Billion payments milestone

03 Aug 26 @ 15:42

The UK’s Open Banking ecosystem has reached two landmark milestones, surpassing one billion account-to-account payments and 100 billion API calls since the initiative was launched more than eight years ago.... read more

Open Banking fraud rates remain below industry average

09 Jul 26 @ 21:02

Open Banking payment fraud continues to remain significantly lower than across the wider UK payments industry, despite increasingly sophisticated scam techniques and a gradual rise in overall fraud volumes, according... read more

Open banking could deliver £43bn annual boost to the UK economy

10 Mar 26 @ 17:33

Open Banking Limited has highlighted the substantial economic potential of open banking in the United Kingdom, with new research suggesting the technology could ultimately generate up to £43bn in annual... read more

Open Banking continues to outperform on fraud

28 Jan 26 @ 21:23

Open Banking has long been promoted as a safer, more controlled alternative to legacy payment rails. New evidence from Open Banking Limited’s latest financial crime update reinforces that claim —... read more

Open Banking moves from policy experiment to national infrastructure

13 Jan 26 @ 14:22

Eight years after its launch, Open Banking has become a foundational layer of the UK’s financial system rather than a niche regulatory initiative. More than 16.5 million user connections are... read more

Switzerland switches on Open Banking for retail customers

27 Nov 25 @ 19:26

Switzerland has taken a significant step towards a more open financial ecosystem with the launch of multibanking services for private customers, powered by the bLink Open Banking platform operated by... read more

JPMorgan data aggregators deal good for Open Banking in the US

17 Nov 25 @ 17:45

JPMorgan Chase has reached a series of landmark agreements with the fintech data aggregators that serve as the connective tissue of the Open Banking ecosystem, securing the right to charge... read more

Court freezes CFPB’s Open Banking rule as industry awaits rewrite

31 Oct 25 @ 12:00

The US District Court for the Eastern District of Kentucky has issued an injunction halting enforcement of the Consumer Financial Protection Bureau’s (CFPB) Open Banking rule. This leaves banks, credit... read more

American Fintech Council urges CFPB to stop Open Banking fees

22 Oct 25 @ 16:05

The American Fintech Council (AFC) has entered the already muddy waters of the US Open Banking market, urging the CFPB to maintain the principles underpinning Open Banking and protect consumers’... read more

Why financial institutions must rethink Open Banking in the AI era

20 Oct 25 @ 16:53

In 2018, Open Banking was hailed as a revolution in financial services. British regulators led the way, mandating data-sharing frameworks that promised to empower customers, foster innovation, and intensify competition.... read more

Banks must tread carefully charging for Open Banking access

07 Oct 25 @ 16:45

The long-running debate over “who should pay” for Open Banking has re-emerged, reignited by a series of developments in the US that could reshape the economics of data access. JPMorgan... read more

Stripe challenges JPMorgan over Open Banking data access fees

03 Sep 25 @ 16:02

Stripe has become one of the first major fintechs to formally oppose JPMorgan Chase’s Open Banking plans to charge fees for access to customer financial data, warning that the move... read more

Record growth in UK Open Banking as users hit 15 million

01 Sep 25 @ 11:44

The UK’s Open Banking ecosystem reached a significant milestone in July, with more than 15.16 million individuals and businesses now using services underpinned by the technology. According to the latest... read more

Visa retreats from US Open Banking as access battle escalates

26 Aug 25 @ 13:01

Visa has quietly shuttered its Open Banking business in the US, marking a significant retreat from a market where the rules of customer data access remain hotly contested. The decision,... read more

CAN OPEN BANKING SECURE EUROPE’S FINANCIAL SOVEREIGNTY?

05 Aug 25 @ 17:07

In an era where geopolitical uncertainty increasingly influences the flow of money, the security and sovereignty of national payment infrastructures have never been more vital. As economic sanctions disrupt financial... read more

Open Banking in the US: What will it take to get there?

14 Jul 25 @ 12:16

While Open Banking and pay-by-bank technologies are reshaping the financial services landscape across Europe and Asia-Pacific, the US remains an outlier. Despite rapid innovation elsewhere, the US has struggled to... read more

Can Open Banking secure Europe’s financial sovereignty?

20 Jun 25 @ 08:59

In an era where geopolitical uncertainty increasingly influences the flow of money, the security and sovereignty of national payment infrastructures have never been more vital. As economic sanctions disrupt financial... read more

Deutsche Bank and Mastercard alliance on Open Banking payments

04 Jun 25 @ 10:02

Deutsche Bank and Mastercard have deepened their long-standing relationship with a new strategic partnership aimed at transforming the European payments landscape through the power of Open Banking. Unveiled at Money... read more

Open Banking struggles to gain ground as card payments

29 May 25 @ 11:04

Despite years of regulatory support, industry optimism, and substantial investment, Open Banking in the UK has yet to fulfil its original promise of transforming the payments landscape. New data reveals... read more

CFPB moves to scrap US Open Banking rule

27 May 25 @ 12:15

The US Consumer Financial Protection Bureau (CFPB) is taking steps to dismantle one of the cornerstone policies of the Biden-era financial reform agenda: the 1033 Open Banking rule. In a... read more

Trending

Stripe and Advent make $53 Billion approach for PayPal

15 Jul 26 @ 16:28

Stripe and private equity group Advent International have reportedly submitted a joint $53 billion bid for PayPal, in a proposed transaction that could signific... more

Mastercard launches Wallet Services

22 Jul 26 @ 19:55

Mastercard has launched Wallet Services, a suite of software tools and services intended to help banks, fintechs and digital platforms add contactless payment f... more

Mastercard selects UK to test agentic AI commerce

16 Jul 26 @ 20:45

Mastercard has selected the UK as the launch market for Proto, a new sandbox designed to help banks, retailers and technology partners test agentic artificial i... more