22 Jan 26 @ 21:38
Europe’s payments industry is approaching a structural inflection point. New research conducted by Celent in collaboration with Plaid, suggests that SEPA Instant Credit Transfers are on track to overtake traditional credit... read more
27 May 25 @ 10:20
The concept of “banking hours” is rapidly becoming obsolete. From late nights to public holidays, payments in Europe are poised to become truly non-stop. By October 2025, the EU’s SEPA... read more
26 Nov 24 @ 12:00
The digital payments landscape in Europe is undergoing a seismic shift as banks prepare to implement SEPA Instant, the regulation mandating instant payments in euros across the Single European Payments... read more
13 Jun 24 @ 09:30
Eastnets is launching an Instant Payments Access as a Service for SEPA Credit Transfers Instant (SCT Inst) as part of its long-standing, global SWIFT service bureau offering. The service, hosted in... read more
27 Mar 24 @ 19:12
New research from RedCompass Labs, reveals that 58% of European banks that do not currently offer instant payments believe the timelines set out by the EU in the new SEPA Instant payments... read more
04 May 22 @ 17:27
Citi has announced it will launch SEPA Instant Payments in Europe, further increasing the bank’s global Instant Payments offering. The launch will provide clients with the ability to pay to... read more
18 Nov 20 @ 10:10
Since the launch of the SEPA Instant Credit Transfer Scheme (SCT Inst) in 2017, major European banks such as BNP Paribas have supported instant payments for domestic cases. Some of... read more
21 Nov 17 @ 09:00
The Single Euro Payments Area (SEPA) Instant Credit Transfer (SCT Inst) scheme created by the European Payments Council (EPC) is operational. As of today, nearly 600 payment service providers (PSPs)... read more
25 Jul 17 @ 11:31
In less than five months, the EPC’s SEPA Instant Credit Transfer (SCT Inst) scheme will be operational. The implementation of this new and optional scheme – the exact starting date of which... read more
03 Feb 17 @ 13:09
The European Payments Council published the SEPA instant credit transfer (SCT Inst) scheme rulebook at the end of November 2016, after a public consultation organised earlier in the year. It... read more
14 Dec 16 @ 15:12
ACI Worldwide has been named by EBA Clearing as one of the ‘frontrunner service providers’ for the pan-European EBA SEPA Instant Credit Transfer Scheme, due to go live in November 2017.... read more
30 Nov 16 @ 08:47
The European Payments Council (EPC) will launch the SEPA Instant Credit Transfer (SCT Inst) scheme today. European Payment Service Providers (PSPs) now have one year to get ready to process... read more
13 Nov 23 @ 18:04
The SEPA Instant Credit Transfer scheme (SCT Inst), which operationalised euro-based Instant Payments, first went live in late 2017. Several years later, Instant Payments have not seen widespread adoption across... read more
18 Sep 23 @ 14:50
In May 2023, the European Commission published a draft proposal to mandate the use of instant payments for all Euro transactions between member states into and out of the Euro... read more
02 Dec 22 @ 12:05
On 26 October the European Commission (EC) adopted a legislative proposal on instant payments in euro, fulfilling its commitment of the 2020 Retail Payments Strategy for the European Union (EU).... read more
04 Apr 22 @ 17:30
This year is very special for the European Payments Council (EPC), which celebrates its 20th anniversary. To mark this occasion, the EPC interviewed Javier Santamaria, who has been active within... read more
16 Oct 20 @ 14:58
Portugal’s Instant Payments platform SIBS, is now able to make pan-European instant payments from Portugal to other markets – until now an exclusive service between national banks. The SIBS platform,... read more
04 May 20 @ 14:51
Smart Payment Association (SPA), the global trade body of the smart payments industry, has published proposals for an Instant Payment Card that would extend SEPA instant Credit Transfer functionality to... read more
28 Sep 18 @ 10:47
2018 marks the fifth year of FIS’ report “Flavors of Fast”. It was originally inspired to capture the early but remarkable influences of faster payments schemes around the world. In... read more
17 May 18 @ 11:33
As of late 2017, more countries and regions joined the global real-time payments movement. With the arrival of European Banking Association Real-Time 1 (EBA RT1), SEPA Instant Payments, The Clearing... read more
02 Mar 26 @ 11:25
Three months ago, I was approached by marketing representatives of ETC Mining, who paid $2,500 in Bitcoin for native advertising placement. On the surface, the ... more
24 Feb 26 @ 12:45
After a bruising year on the public markets, PayPal has become the subject of early-stage takeover interest, underscoring how sharply sentiment has shifted arou... more
18 Feb 26 @ 13:35
The race to define the next phase of digital commerce via agentic payments has moved decisively into the banking mainstream. [caption id="attachment_57882"... more
09 Mar 26 @ 14:45
SWIFT has introduced a new international payments framework aimed at significantly improving the speed, transparency and predictability of cross-border retail t... more