Showing results for 'plaid' in all areas
40 Articles | 7 Magazines | 0 Research | 2 Whitepapers

Plaid targets ACH payment risk with new guaranteed settlement solution

26 May 26 @ 20:22

Open banking and payments infrastructure provider Plaid has launched a new guaranteed ACH payments solution designed to reduce settlement risk and accelerate transaction approvals for businesses operating in the digital... read more

Visa and Plaid agree mutual termination of merger agreement

13 Jan 21 @ 09:40

Visa and Plaid have announced that the companies have terminated their merger agreement and agreed with the Department of Justice to dismiss the litigation related to the proposed transaction. The... read more

US Department of Justice files lawsuit challenging Visa’s acquisition of Plaid

05 Nov 20 @ 18:23

It has been reported that the Justice Department has filed an antitrust lawsuit against Visa in an attempt to block the proposed $5.3 billion acquisition of Plaid. Plaid builds technical... read more

Visa make Open Banking play with Plaid acquisition

14 Jan 20 @ 09:35

Visa has announced it has signed a definitive agreement to acquire Plaid, an Open Banking network that makes it easy for people to connect their financial accounts to the apps... read more

Open Banking is a massive opportunity for marketplaces

08 Jun 22 @ 18:58

Online marketplaces may be the greatest business success story of the last twenty years. Perhaps the most well known are Amazon – revenue $477 billion last year, up 14% –... read more

Open Banking is forging a new era in European payments

24 May 22 @ 08:54

A new white paper from leading digital finance company Plaid says the advent of Open Banking will herald a revolution in payments. The paper explains the implications of this new era... read more

SEPA Instant payments set to surpass traditional transfers by 2030

22 Jan 26 @ 21:38

Europe’s payments industry is approaching a structural inflection point. New research conducted by Celent in collaboration with Plaid, suggests that SEPA Instant Credit Transfers are on track to overtake traditional credit... read more

JPMorgan data aggregators deal good for Open Banking in the US

17 Nov 25 @ 17:45

JPMorgan Chase has reached a series of landmark agreements with the fintech data aggregators that serve as the connective tissue of the Open Banking ecosystem, securing the right to charge... read more

CMA clears Global Payments’ $22.7 billion Worldpay takeover

23 Oct 25 @ 15:23

The UK’s Competition and Markets Authority (CMA) has approved Global Payments’ proposed $22.7 billion acquisition of Worldpay, marking a major milestone for one of the largest payments industry mergers in... read more

Banks must tread carefully charging for Open Banking access

07 Oct 25 @ 16:45

The long-running debate over “who should pay” for Open Banking has re-emerged, reignited by a series of developments in the US that could reshape the economics of data access. JPMorgan... read more

Stripe challenges JPMorgan over Open Banking data access fees

03 Sep 25 @ 16:02

Stripe has become one of the first major fintechs to formally oppose JPMorgan Chase’s Open Banking plans to charge fees for access to customer financial data, warning that the move... read more

Visa retreats from US Open Banking as access battle escalates

26 Aug 25 @ 13:01

Visa has quietly shuttered its Open Banking business in the US, marking a significant retreat from a market where the rules of customer data access remain hotly contested. The decision,... read more

Google and Wise join forces to streamline remittances

13 Aug 25 @ 16:43

Google has announced a pilot programme that will integrate international money transfer options directly into Google Wallet and Google Search, with Wise, Ria Money Transfer and Xe among the inaugural... read more

JP Morgan sparks fintech backlash with charge for API data access

11 Aug 25 @ 14:01

A brewing dispute between Wall Street’s largest bank and the US fintech sector could reshape the economics of Open Banking. JP Morgan Chase has begun informing data aggregators and fintechs... read more

JP Morgan’s new data access fees a pivotal moment for US Fintech

14 Jul 25 @ 17:01

JP Morgan Chase is poised to introduce sweeping changes to the way US Fintechs access consumer bank data — and the financial implications could be seismic. According to sources cited... read more

UK payments industry unites behind new body to deliver cVRPs

06 May 25 @ 13:12

In a major step forward for the UK’s Open Banking ecosystem, a consortium of 31 major players spanning fintechs, incumbent banks and payment platforms has committed funding to establish a... read more

Capital One – Discover merger clears key DOJ hurdle

07 Apr 25 @ 13:53

The US Department of Justice (DOJ) has reportedly declined to oppose the proposed $35 billion merger between Capital One and Discover Financial Services, removing what was seen as the most... read more

Navigating security: Digital identity in financial services

17 Dec 24 @ 13:31

The rapid rise in data breaches and transactional fraud has underscored the urgent need for robust digital identity systems in financial services. With technological advancements, Open Banking frameworks and evolving... read more

US antitrust lawsuit targets Visa’s debit payments dominance

25 Sep 24 @ 09:15

The US Department of Justice (DoJ) has launched a significant antitrust lawsuit against Visa, accusing the payments giant of leveraging its dominance in the debit payments market to stifle competition... read more

UK workers spend a third of their day on meaningless tasks, despite surge in AI use

26 Jul 24 @ 09:46

Artificial Intelligence was meant to liberate us from tedious tasks, but a new report illustrates that UK workers continue to grapple with mundane busy work. And this is despite a... read more

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Wero expands into Austria as Europe’s payments ambitions gather momentum

23 Jun 26 @ 18:52

The European Payments Initiative (EPI) has secured a significant boost to its ambitions of creating a pan-European payments network, with Austria’s largest ba... more

UK fraud losses reach four-year high

16 Jun 26 @ 18:17

Financial fraud losses in the UK climbed to their highest level in four years during 2025, highlighting the growing sophistication of criminal networks and rais... more

Visa and Mastercard move to end two-decade swipe fee battle

11 Jun 26 @ 16:00

A landmark legal battle that has shaped the economics of card payments in the United States for more than twenty years has taken another significant step toward... more