24 Oct 23 @ 09:00

The Consumer Financial Protection Bureau (CFPB) proposed a rule that would accelerate a shift toward Open Banking, where consumers would have control over data about their financial lives and would... read more

08 Sep 23 @ 16:10

The Consumer Financial Protection Bureau, one of the US government’s top consumer watchdogs, has warned tech giants about being overly restrictive in access to payments apps, a direct threat to... read more

07 Jan 21 @ 18:07

A federal judge has invalidated part of a U.S. Consumer Financial Protection Bureau rule governing prepaid cards and digital wallets, emphatically agreeing with PayPal that the agency overstepped its authority.... read more

17 Nov 25 @ 17:45

JPMorgan Chase has reached a series of landmark agreements with the fintech data aggregators that serve as the connective tissue of the Open Banking ecosystem, securing the right to charge... read more

31 Oct 25 @ 12:00

The US District Court for the Eastern District of Kentucky has issued an injunction halting enforcement of the Consumer Financial Protection Bureau’s (CFPB) Open Banking rule. This leaves banks, credit... read more

22 Oct 25 @ 16:05

The American Fintech Council (AFC) has entered the already muddy waters of the US Open Banking market, urging the CFPB to maintain the principles underpinning Open Banking and protect consumers’... read more

07 Oct 25 @ 16:45

The long-running debate over “who should pay” for Open Banking has re-emerged, reignited by a series of developments in the US that could reshape the economics of data access. JPMorgan... read more

03 Sep 25 @ 16:02

Stripe has become one of the first major fintechs to formally oppose JPMorgan Chase’s Open Banking plans to charge fees for access to customer financial data, warning that the move... read more

26 Aug 25 @ 13:01

Visa has quietly shuttered its Open Banking business in the US, marking a significant retreat from a market where the rules of customer data access remain hotly contested. The decision,... read more

18 Aug 25 @ 16:38

The New York Attorney General has filed a high-profile lawsuit against Zelle, alleging that systemic security failings at the peer-to-peer (P2P) payments platform enabled fraudsters to steal more than $1... read more

11 Aug 25 @ 14:01

A brewing dispute between Wall Street’s largest bank and the US fintech sector could reshape the economics of Open Banking. JP Morgan Chase has begun informing data aggregators and fintechs... read more

22 Jul 25 @ 12:43

As we pass the halfway point of 2025, the global banking and fintech sectors (as ever) find themselves in a state of transformation. The first two quarters have been punctuated... read more

14 Jul 25 @ 17:01

JP Morgan Chase is poised to introduce sweeping changes to the way US Fintechs access consumer bank data — and the financial implications could be seismic. According to sources cited... read more

14 Jul 25 @ 12:16

While Open Banking and pay-by-bank technologies are reshaping the financial services landscape across Europe and Asia-Pacific, the US remains an outlier. Despite rapid innovation elsewhere, the US has struggled to... read more

27 May 25 @ 12:15

The US Consumer Financial Protection Bureau (CFPB) is taking steps to dismantle one of the cornerstone policies of the Biden-era financial reform agenda: the 1033 Open Banking rule. In a... read more

19 May 25 @ 14:52

The US’ long-awaited Open Banking framework may be headed back to the drawing board, as the Consumer Financial Protection Bureau (CFPB) considers revoking or reworking its newly finalised rule under... read more

14 May 25 @ 17:03

Over the past decade, Buy Now, Pay Later (BNPL) has rapidly transitioned from a niche credit offering to a mainstream payment option, reshaping the global consumer finance landscape. Though often... read more

28 Mar 25 @ 10:59

The regulatory future of the Consumer Financial Protection Bureau (CFPB) remains in flux, but recent developments suggest a retreat from its more assertive stance on Buy Now, Pay Later (BNPL)... read more

24 Mar 25 @ 09:40

As we all know, the payments landscape is undergoing a profound transformation as new technologies, regulatory shifts and evolving consumer preferences redefine how transactions occur. That does not mean that... read more

05 Mar 25 @ 14:07

The Consumer Financial Protection Bureau (CFPB) has formally withdrawn its lawsuit against JPMorgan Chase, Bank of America, Wells Fargo and Early Warning Services (EWS), the entity responsible for operating the... read more