01 Sep 22 @ 10:41

It seems that the direction of travel for the regulation of cryotocurrency and crypto assets in the EU and UK are taking strongly divergent paths. In Europe there is the... read more

30 Aug 22 @ 16:41

ING has announced, following the closure of the Yolt cashbook app last year, to phase out its Yolt business-to-business Open Banking activities as well. This was reported by the bank... read more

08 Aug 22 @ 16:26

On 20 July 2022, HM Treasury published a consultation and call for evidence on the government’s approach to reforms to the payments regulation landscape, including the systemic payments perimeter of the... read more

19 May 22 @ 12:55

The cryptocurrency and assets market has grown significantly and is now worth £1.6 trillion globally. In the UK, over 2.3 million consumers now hold some form of cryptoasset. With such... read more

21 Apr 22 @ 10:09

As BNPL continues to soar and clamour to regulate grows, industry leaders are adopting a war mentality, criticising the credit card sector. HOWEVER, the right regulation is required to prevent... read more

13 Apr 22 @ 13:49

It’s pretty clear that it’s a jobseekers market at the moment – the great resignation has been swiftly followed by the great rehire, and as people seek out new opportunities,... read more

05 Apr 22 @ 08:56

The UK government wants to become a “global hub” for the crypto industry. “The UK is open for business and open for crypto businesses,” said John Glen, City minister, whilst... read more

17 Mar 22 @ 17:10

Open Banking got started back in 2018 thanks to ground-breaking regulations (PSD2), that gave consumers the right to access their bank account data using third parties called account information services providers... read more

17 Feb 22 @ 14:15

Just weeks after Buy Now Pay Later (BNPL) firm Klarna looked to shift criticism onto credit card providers as Government prepares to clampdown on BNPL, the outspoken CEO has announced... read more

26 Jan 22 @ 10:36

Just weeks after Buy Now Pay Later (BNPL) firm Klarna looked to shift criticism onto credit card providers as Government prepares to clampdown on BNPL, the outspoken CEO has announced... read more

25 Jan 22 @ 12:07

Thanks to the pandemic, consumers have become accustomed to doing almost everything online, accelerating digital transformation and embedding new behaviours. After a 5% in global payment revenues in 2021, the... read more

20 Jan 22 @ 18:04

Here at Payments Cards & Mobile, it can be hard to keep track of all the good news stories flying around about the “Buy Now, Pay Later” (BNPL) segment. Record... read more

07 Jan 22 @ 11:50

PSD2 introduced the need for SCA, but implementation has been a long journey and several deadline extensions reflect the low levels of market readiness and the disruptions caused by COVID-19.... read more

06 Jan 22 @ 16:50

Traditional approaches to cyber security in payments aren’t working – and the recent huge rise in hacks and fraud proves it. James Wood says it’s time for a radical shift in... read more

16 Dec 21 @ 15:43

As payments go digital and new methods such as Account to Account (A2A), crypto and Buy Now Pay Later (BNPL) rocket in popularity, regulators are struggling to keep up with... read more

16 Dec 21 @ 13:12

Here at PCM, it can be hard to keep track of all the good news stories flying around about the “Buy Now, Pay Later” (BNPL) segment. Record annual growth, charitable... read more

15 Dec 21 @ 10:04

Anti Money Laundering (AML) red flags have been indicated at more than a third of UK-licensed electronic money institutions (EMIs), according to Transparency International UK. Transparency International UK warned in... read more

27 Oct 21 @ 12:07

Traditional approaches to cyber-security in payments aren’t working – and the recent huge rise in hacks and fraud proves it. James Wood says it’s time for a radical shift in... read more

20 Oct 21 @ 16:29

According to newly published research, UK consumers are taking out more cash when they visit ATMs, with the average amount climbing more than £10 to just under £80 in the... read more

18 Oct 21 @ 12:04

There are now some 479 e-money institutions (EMIs) across the European Union and a further 235 in the UK. EMIs store cash for their customers in a digital format for... read more