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184 Articles | 43 Magazines | 0 Research | 0 Whitepapers

ETC Mining and the anatomy of a crypto scam

02 Mar 26 @ 11:25

Three months ago, I was approached by marketing representatives of ETC Mining, who paid $2,500 in Bitcoin for native advertising placement. On the surface, the proposition appeared straightforward: a cloud... read more

UK payments industry pushes back against stablecoin restraints

22 Jan 26 @ 16:50

The UK payments industry is sharpening its critique of the country’s approach to stablecoins, arguing that regulatory caution is slipping into competitive self-harm. In a new manifesto, The Payments Association... read more

Ripple secures EMI licence and UK regulatory green light

16 Jan 26 @ 13:20

Ripple has taken a significant step in its European expansion after securing both an Electronic Money Institution (EMI) licence and cryptoasset registration from the UK’s Financial Conduct Authority. The approvals... read more

Open Banking moves from policy experiment to national infrastructure

13 Jan 26 @ 14:22

Eight years after its launch, Open Banking has become a foundational layer of the UK’s financial system rather than a niche regulatory initiative. More than 16.5 million user connections are... read more

A step closer to reality: An update on the UK’s National Payment Vision

10 Dec 25 @ 17:21

On 07 November 2025, the Payments Vision Delivery Committee (PVDC) published its “Strategy for Future Retail Payments Infrastructure.” As a quick refresher, the PVDC was set up in November 2024 to... read more

A2A pushes into the mainstream as Pay by Bank comes of age

09 Dec 25 @ 13:22

A2A payments have long promised to rebalance the economics of digital commerce. This year, their ascent has begun to look less like a thought experiment and more like a structural... read more

AI and machine learning in fraud detection: Staying ahead of threats

04 Dec 25 @ 14:07

Financial fraud has always been a moving target. From cheque fraud to phishing, criminals consistently adapt their methods to exploit weaknesses in the financial system. Yet in 2025, the contest... read more

The future of digital wallets: Consolidation or diversification?

03 Dec 25 @ 16:19

Digital wallets, once a niche innovation, have now become a central component of global commerce. From London cafés to Lagos street markets, consumers increasingly pay not with notes or plastic... read more

Kraken’s Krak Card aims to pull crypto further into the mainstream

25 Nov 25 @ 17:52

Kraken is making its boldest push yet to position crypto as a viable everyday financial rail, unveiling a series of upgrades to its Krak app that take direct aim at... read more

Klarna targets UK banks with debit card and digital wallet

16 Oct 25 @ 19:54

Klarna is taking aim at the UK’s retail banking sector with the launch of a digital wallet and debit card — its most direct challenge yet to traditional banks’ dominance... read more

THE FUTURE OF DIGITAL WALLETS: CONSOLIDATION OR DIVERSIFICATION?

13 Oct 25 @ 13:43

Digital wallets, once a niche innovation, have now become a central component of global commerce. From London cafés to Lagos street markets, consumers increasingly pay not with notes or plastic... read more

AI AND MACHINE LEARNING IN FRAUD DETECTION: STAYING AHEAD OF THREATS

13 Oct 25 @ 13:42

Financial fraud has always been a moving target. From cheque fraud to phishing, criminals consistently adapt their methods to exploit weaknesses in the financial system. Yet in 2025, the contest... read more

UK BNPL regulation: What merchants need to know

22 Aug 25 @ 10:07

Buy Now, Pay Later (BNPL) has become a fixture of the British retail landscape. Once a niche payment option, it is now a mainstream tool for shoppers who want flexibility... read more

UK money mule surge highlights fraud as national security threat

20 Aug 25 @ 14:05

The UK’s financial watchdog has sounded the alarm over a sharp rise in so-called money mule activity, underscoring the scale of financial crime now coursing through the payments system. More... read more

UK fintech investment slips to $7.2bn in H1 2025 as market cools

11 Aug 25 @ 13:43

UK fintech investment reached $7.2 billion in H1 2025, a 5% decline on the $7.6 billion recorded in the same period last year, according to KPMG’s latest Pulse of Fintech... read more

BCP Technologies launches rare tGBP stablecoin

04 Jun 25 @ 10:55

BCP Technologies, a UK-based crypto asset service provider registered with the Financial Conduct Authority (FCA), has launched a new pound-backed stablecoin, Tokenised GBP (tGBP), in a move that may signal... read more

Stablecoins and the race to modernise payments infrastructure

13 May 25 @ 14:28

The future of money is being redrawn in real time — and stablecoins are rapidly taking centre stage. In Q1 2025, Coinbase CEO Brian Armstrong captured the zeitgeist in one... read more

The 5 most profitable cryptocurrencies for day trading

03 May 25 @ 18:04

Day trading cryptocurrencies has transformed my investment approach, offering exciting opportunities for substantial profits in short timeframes. I’ve found that identifying the most profitable coins requires understanding market volatility, liquidity... read more

UK exempts foreign stablecoin issuers in crypto regulation

30 Apr 25 @ 17:03

The UK Treasury has taken a decisive step in shaping the country’s regulatory stance on digital assets, announcing that overseas stablecoin issuers will be exempt from new domestic crypto rules.... read more

Pay by Bank: An update on a future payment method

29 Apr 25 @ 15:49

As 2025 unfolds, a growing number of merchants and consumers are embracing “Pay by Bank” — a payment method allowing users to pay directly from their bank accounts, bypassing traditional... read more

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Visa and Mastercard move to end two-decade swipe fee battle

11 Jun 26 @ 16:00

A landmark legal battle that has shaped the economics of card payments in the United States for more than twenty years has taken another significant step toward... more

Bank of England Warns DLT Complexity in Settlements

18 May 26 @ 17:07

The Bank of England has found that distributed ledger technology could improve aspects of wholesale payments and settlement, but only at the cost of significant... more

Visa announces €500 Million European Investment Signals Strategic Response to Payments Sovereignty Push

31 May 26 @ 12:59

The debate around European payments sovereignty has intensified significantly over the past two years. Policymakers, regulators and financial institutions acros... more