01 Apr 21 @ 11:56

Germany’s girocard remains on the road to success in a year defined by the COVID-19 pandemic, with almost 5.5 billion transactions in 2020 – a new high at the checkout.... read more

12 Feb 21 @ 16:07

Germany’s girocard remains on the road to success in a year defined by the COVID-19 pandemic, with almost 5.5 billion transactions in 2020, it reached a new high at the... read more

31 Jan 18 @ 17:34

In December 2017, the Cooperative Financial Network Volksbanken Raiffeisenbanken in Germany started a “Friends&Family” pilot project for girocard mobile payment via smartphones, using a digitized credit card or girocard (girocard... read more

02 Dec 25 @ 15:57

As Europe’s largest economy, what happens in Germany affects the rest of the continent. Perhaps conscious of this responsibility, Germans have historically taken a cautious attitude to how they pay,... read more

05 Aug 25 @ 16:58

Europe’s vast card payments market—processing trillions of euros annually—remains dominated by two American giants: Visa and Mastercard. Together, they handled over €7 trillion in European transactions in 2023, reinforcing concerns... read more

10 Jun 25 @ 12:09

Digital payments are common across Europe, but preferences differ. Some countries adopt mobile-first tech and Open Banking, while others stick to cards or cash. The Netherlands stands out for its... read more

29 Apr 25 @ 11:14

The European card payments market, processing trillions of euros each year, remains dominated by two American giants: Visa and Mastercard. Despite the sector’s importance to modern commerce, competition has struggled... read more

31 Jul 24 @ 10:42

According to the latest Digital & Card Payment Yearbooks, the French payments landscape has undergone significant changes, driven by regulatory reforms, technological advancements, and evolving consumer behaviours. With the revised... read more

08 Jul 24 @ 16:52

According to the latest Digital & Card Payment Yearbooks, the German payments landscape has evolved significantly, driven by regulatory reforms, technological advancements, and changing consumer behaviours. The adoption of the... read more

13 Jun 23 @ 12:46

Domestic networks continue to drive financial inclusion worldwide but face an ongoing challenge to stay up-to-date on card functionality and flexibility with 2% of all card expenditure done through local... read more

20 Sep 21 @ 16:56

Another day, another headline telling us account-to-account and “faster” or instant payments are taking over across Europe. In March this year, Swedish account-to-account specialist Trustly said its payments volumes were... read more

24 Aug 21 @ 09:05

Another day, another headline telling us account-to-account and instant, or “faster” payments are taking over across Europe. In March this year, Swedish account-to-account specialist Trustly said its payments volumes were... read more

24 Aug 21 @ 08:48

The last time banks and infrastructure providers in the European payments market tried to build a payments network capable of taking on the US companies that dominate the sector, they... read more

11 Jun 21 @ 15:03

The last time the banks and infrastructure providers in the European payments market tried to build a payments network capable of taking on the US companies that dominate the sector,... read more

07 Nov 19 @ 09:00

Mobile payment is possible almost everywhere – both for shops and for consumers. Despite this, comparably few customers pay using their smart phones. Will Apple and Google bring the breakthrough... read more

04 Mar 19 @ 12:42

Driven by contactless card payments and by increased card usage, in 2017 the number of card payments continued to grow across the 33 countries covered by our PCM’s Payment Card... read more

06 Feb 19 @ 05:18

Driven by contactless card payments and by increased card usage, in 2017 the number of card payments continued to grow across the 33 countries covered by our Yearbook. POS payments... read more

12 Apr 18 @ 10:58

Cards and card payment at the point of sale and online showed solid growth rates in most European countries in 2017. This was supported by the rollout of contactless technologies,... read more

09 Apr 18 @ 13:45

We examine payments in Europe’s most prosperous economy. How do Germans pay today? And considering the fragmented banking landscape, love of cash and internet-connected, tech-savvy population, what does the future... read more

01 Feb 18 @ 11:33

Cards and card payment at the point of sale and online showed solid growth rates in most European countries in 2016. This was supported by the rollout of contactless technologies,... read more